Lead Article

Buyer-occupant share increases, low sales volume unaffected, Monthly Statistical Update (July 2014): Property buying diminishes when rates and prices rise; As volume shrinks, buyer-occupants
For a competitive edge, cities look up: Why looser zoning is a shot in the arm for the housing
05/27/2014 first tuesday Weekly News Roundup: This week’s first tuesday podcast  Subscribe in a reader  /  Subscribe on iTunes

Form of the Week

The carryback disclosure statement – mandated for carryback sales of one-to-four residential units: Form-of-the-Week: Financial Disclosure Statement – For Entering into a Seller Carryback Note
The trustor’s offset statement – the property owner confirms the terms of a trust deed note: Form-of-the-Week: Trustor’s Offset Statement – Form 414 Buying a note and trust
Changing terms on a month-to-month tenancy – landlord’s notice to tenant: Form-of-the-week: 30-day Notice of Change in Rental Terms – Form 570 All

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Orange County housing indicators View these Orange County regional charts for details on current activity and forecasts for its local housing market.
FARM: Relax — It’s Summer Use this first tuesday FARM Letter in your marketing. For a list of all our FARM letter templates and
Cast your vote Weigh in on recent real estate topics and see how other agents voted!
FARM: Back to School Checklist Use this first tuesday FARM Letter in your marketing. For a list of all our FARM letter templates and
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Feature Articles

All about hazard insurance proceeds Learn about the lender's ability to apply the proceeds from a hazard insurance claim to the balance due on the loan or release the proceeds from a hazard insurance claim to the owner to
Higher mortgage rates equal fewer refinances As refinances continue to slow, mortgage originators are getting nervous.
Student debt weighs down the housing market Get your buyers with student debt on track to homeownership.

Charts

View these Orange County regional charts for details on
Following changes in the bedrock of the housing market:
36,027 new and resale home transactions closed escrow in