MLO Mentor: consumer privacy
This article discusses privacy laws for financial institutions under Regulation P, the Privacy of Consumer Financial Information.
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by Bethany Correia | Aug 15, 2022 | Feature Articles, Mortgages, Real Estate, Your Practice | 0
This article discusses privacy laws for financial institutions under Regulation P, the Privacy of Consumer Financial Information.
Read Moreby ft Editorial Staff | Aug 15, 2022 | Letters to the Editor, Property Management, Real Estate, Your Practice | 0
Under what circumstances is a landlord required to pay another broker fee?
Read Moreby ft Editorial Staff | Aug 5, 2022 | Feature Articles, Loan Products, Mortgages, Real Estate, Your Practice | 0
MLO Mentor is an ongoing series covering compliance best practices for mortgage loan originators...
Read Moreby Carrie B. Reyes | Aug 5, 2022 | Appraisal, Feature Articles, Home Sales, Real Estate, Recessions | 1
After two years of rapid price increases, appraisers will need to make a quick shift when prices dive later in 2022.
Read Moreby Amy Perry | Jul 27, 2022 | Fundamentals, Licensing and Education, Real Estate, Your Practice | 0
This article is part of an ongoing series covering violations of real estate law. Here, the Department of Real Estate (DRE) restricted the California real estate license of a broker who failed to properly supervise and maintain trust funds and trust fund records as the designated officer of a property management company.
Read Moreby ft Editorial Staff | Jul 22, 2022 | Laws and Regulations, Mortgages, New Laws, Pending Laws, Real Estate, Your Practice | 0
The July 2022 DFPI Bulletin focuses on small business financing disclosures, proposed rules on commercial financial products, and the 2022-2023 assessment rates for financial institutions, among other topics.
Read Moreby ft Editorial Staff | Jul 21, 2022 | Letters to the Editor, Real Estate, Your Practice | 0
The answer depends on how the broker structures their agent’s employment contracts.
Read Moreby ft Editorial Staff | Jul 21, 2022 | Feature Articles, Mortgages, Real Estate, Your Practice | 0
This article discusses record retention and discrimination rules under the Equal Credit Opportunity Act (ECOA).
Read Moreby Guest Author Summer Goralik | Jul 21, 2022 | Feature Articles, Licensing and Education, Your Practice | 0
Real Estate Compliance Consultant and former California Department of Real Estate Investigator, Summer Goralik, offers six tips to staying in compliance with real estate law.
Read Moreby ft Editorial Staff | Jul 18, 2022 | Feature Articles, Laws and Regulations, Licensing and Education, Real Estate | 1
The new course requirements will apply to real estate agents and brokers with licenses expiring on or after January 1, 2023.
Read Moreby ft Editorial Staff | Jul 13, 2022 | Fundamentals, Letters to the Editor, Real Estate | 0
A contract obtained through false representation is voidable. Fraud is a type of misrepresentation, so when fraudulent or negligent misrepresentation is used on a contract, it creates a voidable contract. It requires a court order to be declared invalid.
Read Moreby ft Editorial Staff | Jul 11, 2022 | Feature Articles, Loan Products, Mortgages, Real Estate, Your Practice | 0
his article discusses the special appraisal rules applied to Section 35 loans.
Read Moreby Amy Perry | Jul 8, 2022 | Real Estate, Your Practice | 0
A California appeals court has revived a lawsuit against the National Association of Realtors over anticompetitive behavior harmful to agents.
Read Moreby ft Editorial Staff | Jul 5, 2022 | Feature Articles, Fundamentals, Mortgages, Real Estate, Your Practice | 0
This article discusses which loans fall under the Section 35 higher-priced mortgage loan guidelines.
Read Moreby ft Editorial Staff | Jul 1, 2022 | Brokerage Reminder, Real Estate, Your Practice | 0
Must haves for any agent.
Read Moreby Amy Perry | Jun 30, 2022 | Fundamentals, Licensing and Education, Real Estate, Your Practice | 0
This article is part of an ongoing series covering violations of real estate law. Here, the Department of Real Estate (DRE) revoked the California real estate license of a broker who advertised real estate services without disclosing his license identification number, claimed to perform mortgage loan originator (MLO) services without holding a valid license, and used unlicensed fictitious business names on his website.
Read Moreby ft Editorial Staff | Jun 27, 2022 | Feature Articles, Mortgages, Real Estate, Your Practice | 0
This article continues our discussion of the Notice of Default (NOD) and Notice of Trustee’s Sale (NOTS).
Read Moreby Carrie B. Reyes | Jun 27, 2022 | Charts, Fundamentals, Home Sales | 0
California’s for-sale inventory remains near historic lows in 2022.
Read Moreby ft Editorial Staff | Jun 20, 2022 | Feature Articles, Mortgages, Real Estate, Your Practice | 0
This article discusses the Notice of Default (NOD) and Notice of Trustee’s Sale (NOTS).
Read Moreby Bethany Correia | Jun 20, 2022 | Mortgages, Real Estate, Your Practice | 0
The June 2022 DFPI Bulletin focuses on public comments regarding a crypto assets, consumer complaints and national homeownership month, among other topics.
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