Kickbacks as a RESPA Violation
Real Estate Settlement Procedures Act (RESPA) penalties for improper kickbacks
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Category: Feature Articles
Estimates as Projections or Forecasts
Estimates about an income property’s future performance as either a projection or a forecast
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Opinions of the Buyer’s Broker and Agent
A buyer’s agent’s higher level of reliability when expressing an opinion to their buyer
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When an Opinion Becomes a Guarantee
Honestly held opinions about an uncertain future event which do not impose liability, versus assurances worded as a guarantee
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Delivery of the NHD to the Buyer
This final video in the natural hazards series covers the buyer’s agent’s duty to deliver the Natural Hazard Disclosure (NHD) Statement to the buyer.
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Investigating the Existence of a Hazard
A broker’s use of a natural hazard expert to gather information from the public record and limit liability.
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The NHD Form for Uniformity
The seller and seller’s agent’s use of the statutory Natural Hazard Disclosure (NHD) Statement to disclose their awareness of natural hazards.
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Manifestations of Seismic Hazards
Indirect damage caused by earthquakes, and predicting the next “Big One”
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Using the INTAX form to calculate the seller’s federal tax liability on a real estate sale
This article discusses unrecaptured gain and long-term capital gains taken on the profit of a real estate sale.
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Earthquake Fault Zones and Seismic Hazards
Shake, rattle and roll – listing properties susceptible to seismic hazards.
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No U-turn: liabilities to a seller in a breached purchase agreement
The 2020 recession and COVID-19 pandemic ushered in a wave of hasty home purchases from city...
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Case in point: Does the price paid at a trustee’s foreclosure sale establish a property’s fair market value (FMV)?
An in-depth look into fair market value, assessment and the newest tax laws in California.
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Disclosure of Very High Fire Hazard Severity Zones
Use of the Natural Hazard Disclosure Statement (NHD) to disclose areas subject to significant fire hazards.
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Flood Zones
The seller and seller’s agent’s mandated disclosure of flood zones and areas of potential flooding.
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A Unified Natural Hazard Disclosure for All Sales
Disclosure of the existence of a hazard due to the geographic location of a property.
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Lead-Based Paint Hazard
Contents of the federally-mandated Lead-Based Paint Disclosure required when selling or leasing properties built prior to 1978.
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Asbestos in Construction Materials
Environmental hazards – asbestos as a known carcinogen to be disclosed to buyers.
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Visual Inspection and Method of Disclosure of Environmental Hazards
Use of the Transfer Disclosure Statement (TDS) to disclose an environmental hazard and the seller’s agent’s visual inspection of property.
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The Federal Reserve’s impact on mortgage rates
Learn how the Fed uses their benchmark rate as a monetary policy tool to induce and restrain levels of borrowing.
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Environmental Hazards and Annoyances
Noxious or annoying man-made hazards which are injurious to health or interfere with an individual’s sensitivities.
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