The economic impacts of the eviction moratorium
The eviction moratorium has deep implications for the real estate market and broader economy.
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Category: Economics
Current market rates
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
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How the Fed’s new policy stance impacts housing
The Fed’s new policies are a fun thought experiment, but what changes will they actually bring?
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Job losses will inevitably continue
Job creation is the only cure for today’s recession. When will that happen?
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Jobs move real estate
California’s employment market finally reached a full recovery in 2019, only to plunge in 2020.
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Commercial lending plummets in 2020
The Mortgage Bankers Association (MBA) forecasts a 59% decline in commercial loan origination amounts in 2020 for a total of $248 billion.
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Will expiring CARES Act protections trigger a foreclosure wave?
Without legislation, the foreclosure moratorium will dam up the foreclosure inventory, to be released once the moratorium is lifted and the floodgates are opened.
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Homebuilding is key to the next recovery
This article discusses the importance of residential construction in California’s economy, and the special part it has to play in the recovery from the 2020 recession.
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While unemployment bounces, permanent job losses mount
National headlines are celebrating recent large job additions, but the full story is much more complex.
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California sets lofty housing goals for the decade ahead
The California Department of Housing and Community Development (DHCD) recently approved its regional housing goals for the coming decade.
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Young adults flock back to the nest — how long will they stay?
A new generation of adults are now living at home.
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Forbearance requests rise while access to mortgage credit falls
The MBA’s Mortgage Credit Availability Index has fallen sharply, now 32% below the November 2019 peak.
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Housing insecurity was an issue in California long before COVID-19
Here in California, reliable access to housing has long been an issue as rental and homeowner inventory have failed to keep up with demand from our rising population.
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Remote working shifts homebuyer preferences
As Californians continue to social distance due to the coronavirus (COVID-19) pandemic, many have shifted from their traditional office jobs to working remotely.
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The W-shaped recession ahead
Prepare for a bumpy road ahead.
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California consumer sentiment plummets in Q1 2020
Information on homebuyer sentiment is somewhat predictive of future home sales.
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Forbearance requests increase 100-fold in just seven weeks
Nationally, 7% of mortgages were in forbearance in mid-April.
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Mortgage credit availability declines as recession certainty sets in
Lenders are walking a tightrope this spring.
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Bankruptcy’s tie to homeownership
Does filing bankruptcy actually benefit homeowners seeking to avoid foreclosure?
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How legislation is helping brokerages, homeowners and renters during COVID-19
This article is Part I in a series explaining the legal assistance offered to individuals impacted by the novel coronavirus (COVID-19), relating to real estate and the housing market.
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