Trending mortgage rates
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
Read More
Category: Economics
Buyer Purchasing Power Index remains positive in Q1 2026
The BPPI in Q1 2026 tells us a homebuyer with the same income is able to borrow 2.1% more purchase-assist money than a year ago.
Read More
Form-of-the-Week: Purchase Agreement with Short Sale Contingency, and Deed-in-Lieu of Foreclosure — Forms 150-5 and 406
Alternative methods to a foreclosure sale on mortgaged property include a short sale and a deed-in-lieu of foreclosure. RPI Form 150-5 allows a buyer to purchase a property when the mortgage holder agrees to take a reduced payoff to satisfy the debt and clear title. RPI Form 406 allows an owner to deed their property directly to their mortgage holder.
Read More
To buy in 2026? Consumer and builder sentiment are both down, a dilemma
Find out what homebuyers and builders have in mind for 2026 and how to make their expectations work for you and your agents!
Read More
The 20% solution: Personal savings rate and homeownership as agent advice
Over the last few decades, savings has followed a path conversely proportionate to consumer confidence.
Read More
SoCal commercial property struggles for buoyancy — Q4 2025
Vacancy rates are up in all SoCal sectors and counties, aside from Orange County office and a slight year-over decrease for Los Angeles industrial. Net absorption remains negative for San Diego and Orange County but turned positive for Los Angeles and Inland Empire industrial in 2025.
Read More
Jobs move real estate
Track the single most influential factor on California’s real estate market: the number of people employed.
Read More
The distribution of California’s human resources
See how personal incomes have grown since 2000 across California’s largest regions.
Read More
Buyer Purchasing Power Index (BPPI) inches higher in Q4 2025
Buyers today are able to borrow 2.1% more than a year earlier due to lower interest rates alone.
Read More
Real estate runs with the labor force participation rate
Brokers who watch the jobs numbers along with the LFP rate will find the trends useful for forecasting their future brokerage conditions
Read More
Home sales volume flattened in 2025
Take a glance back at recent sales volume — look ahead for a take on 2026, and beyond.
Read More
Age and education in the golden state
Age and education data complete a portrait of California’s largest and most dynamic counties.
Read More
Negative equity and foreclosure
When does strategic default make sense for a negative equity homeowner?
Read More
SoCal commercial property entrenched in decline — Q3 2025
Vacancy and net absorption rates for the Southern California commercial property market worsened for most sectors.
Read More
Golden state population trends
California population shifts since 2000 sheds light on how current migration trends impact residential rentals and sales.
Read More
Due-on clause exceptions and waivers
This article covers exceptions and waivers to the enforceability of the due-on clause present in all trust deeds and enforced on sales only during a cycle of rising long-term fixed rate mortgage rates.
Read More
A closer look at the due-on clause
This article covers an owner’s use of property rights which allows a mortgage holder to capitalize on the due-on clause to extract further profit by calling the mortgage due and payable, or waiving the call to modify the interest rate and payment schedule at current market rates.
Read More
The Federal Reserve’s impact on mortgage rates
Learn how the Fed is using their benchmark rate as a monetary policy tool
Read More
Renting and owning by county
Homeownership and rental vacancy rates decline across California. Are rentals the future of real estate?
Read More
(Re)introducing the due-on clause
This multimedia article explains when due-on clauses become used in the economic cycle and under which sale and leasing arrangements.
Read More
