Current market rates
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
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Category: Economics
Income inequality harms California’s housing market
Income inequality is catching up with California’s economy, stifling household formation and dragging down the housing market.
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The 20% solution: personal savings rates and homeownership
How today’s savings rates impact California’s real estate market.
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Renting and owning across counties
Homeownership and rental vacancy rates decline across California. Are rentals the future of real estate?
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Desperate homebuyers push more homes to sell above list price
Home prices continue to defy recessionary expectations, having increased to new heights in 2020.
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Foreclosure moratorium expiration looms — what then?
When the foreclosure moratorium ends, servicers may begin or resume the foreclosure process, unless homeowners are in a forbearance program.
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Press Release: Q4 2020 Buyer Purchasing Power Index climbs to new heights as interest rates reach record lows
The BPPI was +13.4 at the end of Q4 2020.
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2020’s rebounding jobs market masks deeper troubles for real estate in 2021
Jobs are the single most important economic factor in real estate.
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2020 in review and a forecast for 2021
This article digests the major housing developments that occurred in 2020 and details firsttuesday’s forecast for 2021.
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Jobs move real estate
California’s employment market finally reached a full recovery in 2019, only to plunge in 2020.
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New stimulus deal arrives, but won’t repair the economy
With much public disagreement and little time to spare, Congress has finally reached a deal for a new economic stimulus package.
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In California, where down payments are highest, homeownership is lowest
Low loan-to-value ratios (LTVs) aren’t necessarily a good thing.
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Fannie Mae, optimistic, forecasts an improving housing market
Fannie Mae’s optimism warms the heart, but there’s not any real kindling to keep it going.
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Commercial, multi-family mortgage originations set to decline by one-third in 2020
While experiencing significant losses in 2020, the commercial and multi-family mortgage industry escaped the worst of experts’ original predictions.
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Homes are flying off the market, despite recession
The reason for today’s low inventory situation is multi-faceted, and most of these factors are set to change in the coming months.
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Rate of unbanked households to rise in 2020
The FDIC expects the number of unbanked households to rise in 2020-2021 due to the major income losses experienced during the 2020 recession.
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Over one-half of renters, one-third of homeowners aren’t sure they can pay next month’s housing payment
Homeowners and renters are deeply insecure about their financial situations in 2020.
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The interplay between home sales, GDP and employment
A look into three economic factors that shape the current real estate market.
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The labor force participation rate continues to shrink, with poor implications for real estate
Having steadily declined since 2009, the labor force participation (LFP) rate plunged in 2020.
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2020 recession stretches income inequality
Some experts are calling this recession K-shaped: what does that mean for real estate?
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