Interest Rates | firsttuesday Journal

Mortgage Concepts: ARM awareness by an informed consumer

by ft Editorial Staff | Mar 27, 2023 | Finance, Interest Rates, Loan Products, Mortgages | 0

This Mortgage Concepts video breaks down the critical elements of an adjustable rate mortgage (ARM).

Trending mortgage rates

by ft Editorial Staff | Mar 24, 2023 | Charts, Economics, Finance, Interest Rates, Market Watch, Real Estate | 23

Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.

Using the yield spread to forecast recessions and recoveries

by ft Editorial Staff | Mar 22, 2023 | Charts, Interest Rates, Mortgages, Real Estate | 33

The yield spread indicates the likelihood of a recession or recovery one year forward.

ARM-FRM crossover removes last support for home prices

by Carrie B. Reyes | Mar 16, 2023 | Charts, Economics, Interest Rates, Real Estate, Recessions | 0

The interest rate inversion has completely eliminated the appeal of ARMs — and the price support ARMs provided before the inversion.

Buyer purchasing power determines home prices — always

by ft Editorial Staff | Jan 20, 2023 | Feature Articles, Home Sales, Interest Rates, Real Estate | 0

Little interest rate changes make a big difference in how much a homebuyer can pay.

The boundless influence of Federal Reserve policies

by Carrie B. Reyes | Jan 9, 2023 | Economics, Feature Articles, Interest Rates, Mortgages, Real Estate | 2

Learn how the Federal Reserve influences interest rates – and California real estate transactions.

California real estate: 2022 in review and a forecast for 2023

by Carrie B. Reyes | Dec 27, 2022 | Economics, Feature Articles, Home Sales, Interest Rates, Laws and Regulations, Real Estate, Recessions, Your Practice | 4

Read about the legislative changes and economic shifts which impacted real estate professionals during 2022 – and our forecast for 2023.

As mortgage interest rates rise, concessions return

by Amy Perry | Dec 12, 2022 | Buyers and Sellers, Finance, Interest Rates, Loan Products, Mortgages, Real Estate | 0

Buyers looking to recoup lost purchasing power are dusting off old strategies to secure a more comfortable monthly mortgage payment.

California homebuyers closing their wallets on today’s market

by Adam Kolvas | Dec 5, 2022 | Economics, Home Sales, Interest Rates, Market Watch, Mortgages, Real Estate | 0

California homebuyers are not buying into tumbling home prices — yet.

Today’s homebuyers take on the highest mortgage payments ever

by Carrie B. Reyes | Nov 21, 2022 | Economics, Finance, Interest Rates, Market Watch, Real Estate, Recessions | 0

High mortgage rates and high (but falling) home prices make 2022 the absolute worst time to be a homebuyer.

Offering mortgage points? There are better ways to catch a buyer

by Carrie B. Reyes | Nov 21, 2022 | Economics, Home Sales, Interest Rates, Loan Products, Real Estate | 0

The insides and outs of mortgage points – and better ways to entice buyers in today’s rising interest rate market.

California zip codes switching from homeowners to renters

by Ashley Collins | Nov 16, 2022 | Features, Interest Rates, Real Estate | 0

California earns a silver medal in worst homeownership rate in the nation (second only to New York). Now, recent renter reports are showing the Golden State is going for gold.

Refinances oppose interest rate movement

by ft Editorial Staff | Nov 16, 2022 | Charts, Economics, Interest Rates, Mortgages, Real Estate | 0

Following record-smashing refinance volume in 2020-2021, refinances have quickly retreated into irrelevance.

Investors eye future interest rates

by Carrie B. Reyes | Oct 14, 2022 | Commercial, Feature Articles, Interest Rates, Real Estate | 1

The ideal cap rate for 2023 and beyond is higher than you think.

Press Release: Buyer Purchasing Power Index plummets in Q3 2022

by Carrie B. Reyes | Oct 6, 2022 | Economics, Interest Rates, Market Watch, Real Estate | 0

Buyer purchasing power is 31% lower than a year earlier due to interest rate hikes alone.

The pandemic response is over, and urban housing is back

by Madison Hart | Aug 5, 2022 | Interest Rates, Real Estate, Recessions | 0

Demand if shifting in California’s post-pandemic response market. Desirable areas for living will continue to change, and urban housing is making a comeback.