Interest Rates | firsttuesday Journal

Trending mortgage rates

by ft Editorial Staff | Dec 2, 2022 | Charts, Economics, Finance, Interest Rates, Market Watch, Real Estate | 22

Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.

Today’s homebuyers take on the highest mortgage payments ever

by Carrie B. Reyes | Nov 21, 2022 | Economics, Finance, Interest Rates, Market Watch, Real Estate, Recessions | 0

High mortgage rates and high (but falling) home prices make 2022 the absolute worst time to be a homebuyer.

Offering mortgage points? There are better ways to catch a buyer

by Carrie B. Reyes | Nov 21, 2022 | Economics, Home Sales, Interest Rates, Loan Products, Real Estate | 0

The insides and outs of mortgage points – and better ways to entice buyers in today’s rising interest rate market.

California zip codes switching from homeowners to renters

by Ashley Collins | Nov 16, 2022 | Features, Interest Rates, Real Estate | 0

California earns a silver medal in worst homeownership rate in the nation (second only to New York). Now, recent renter reports are showing the Golden State is going for gold.

Refinances oppose interest rate movement

by ft Editorial Staff | Nov 16, 2022 | Charts, Economics, Interest Rates, Mortgages, Real Estate | 0

Following record-smashing refinance volume in 2020-2021, refinances have quickly retreated into irrelevance.

Investors eye future interest rates

by Carrie B. Reyes | Oct 14, 2022 | Commercial, Feature Articles, Interest Rates, Real Estate | 0

The ideal cap rate for 2023 and beyond is higher than you think.

Using the yield spread to forecast recessions and recoveries

by ft Editorial Staff | Oct 13, 2022 | Charts, Interest Rates, Mortgages, Real Estate | 32

The yield spread indicates the likelihood of a recession or recovery one year forward.

Press Release: Buyer Purchasing Power Index plummets in Q3 2022

by Carrie B. Reyes | Oct 6, 2022 | Economics, Interest Rates, Market Watch, Real Estate | 0

Buyer purchasing power is 31% lower than a year earlier due to interest rate hikes alone.

The pandemic response is over, and urban housing is back

by Madison Hart | Aug 5, 2022 | Interest Rates, Real Estate, Recessions | 0

Demand if shifting in California’s post-pandemic response market. Desirable areas for living will continue to change, and urban housing is making a comeback.

The Fed bumps up rates again — the undeclared recession is here

by Carrie B. Reyes | Aug 1, 2022 | Economics, Interest Rates, Market Watch, Real Estate, Recessions | 0

After years of historically cheap mortgage money, the housing market is bracing for yet another rate increase.

Press Release: Buyer Purchasing Power Index (BPPI) falls to new low in Q2 2022

by ft Editorial Staff | Jul 8, 2022 | Charts, Economics, Interest Rates, Real Estate | 0

Rising interest rates caused the Buyer Purchasing Power Index (BPPI) hit a decades’ low in Q2 2022.

The votes are in: high interest rates curb home purchases

by Madison Hart | Jul 1, 2022 | Interest Rates, Real Estate | 0

The votes are in! Taking a deeper look at a recent firsttuesday poll helps us forecast home prices.

Behind the curtain of the Fed’s latest rate hike

by Carrie B. Reyes | Jun 17, 2022 | Economics, Forecasts, Interest Rates, Real Estate, Recessions | 0

Real estate professionals are preparing for the impact from the Fed’s most recent rate hike.

Determining creditworthiness in seller financing

by ft Editorial Staff | Jun 6, 2022 | Finance, Interest Rates, Mortgages, Real Estate | 0

Creditworthiness in seller financing can be a moving target — here’s how to hit a bullseye.

Why property investors need to demand higher cap rates now

by Carrie B. Reyes | Jun 6, 2022 | Economics, Feature Articles, Forecasts, Interest Rates, Real Estate | 0

The new era of rising interest rates is putting pressure on cap rates.

Disclosures on carryback financing transactions

by ft Editorial Staff | May 23, 2022 | Finance, Interest Rates, Mortgages, Real Estate | 0

As interest rates rebound from their historic lows during the pandemic, buyer purchasing power is...

Rising rates bring back seller financing

by ft Editorial Staff | May 9, 2022 | Finance, Interest Rates, Loan Products, Real Estate, Your Practice | 0

As credit availability tightens thanks to rising interest rates, loan approvals become more elusive. But seller financing presents a back-door to homeownership.

Can the Fed cool inflation without implementing another recession?

by Carrie B. Reyes | Apr 25, 2022 | Economics, Interest Rates, Real Estate, Recessions | 0

The tipping point for another recession is nigh.

Q1 2022 Buyer Purchasing Power Index falls further into negative territory

by ft Editorial Staff | Apr 19, 2022 | Charts, Economics, Interest Rates, Real Estate | 0

Rapidly rising interest rates caused the BPPI figure to slip to -12.7 in March 2022 – and falling.

First-time homebuyers and households of color most impacted by interest rate hikes

by Carrie B. Reyes | Apr 4, 2022 | Economics, Home Sales, Interest Rates, Real Estate | 0

Absent a decrease in demand (unlikely), first-time homebuyers, and particularly homebuyers of color, stand to lose the most from 2022’s rising interest rates.