Current market rates
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
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Category: Interest Rates
Using the yield spread to forecast recessions and recoveries
The yield spread indicates the likelihood of a recession or recovery one year forward.
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How the Fed’s new policy stance impacts housing
The Fed’s new policies are a fun thought experiment, but what changes will they actually bring?
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Additional refinancing fees delayed
The Adverse Market Refinance Fee has been delayed until December 2020, and interest rates sigh in relief.
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Press Release: Q2 2020 Buyer Purchasing Power Index rises due to historically low interest rates
The Buyer Purchasing Power Index (BPPI) rose to +10.5 in the second quarter of 2020.
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ARM rates remain low, but not low enough
The average ARM rate has fallen back in 2020.
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Falling interest rates keep Buyer Purchasing Power Index positive in Q1 2020
California’s Buyer Purchasing Power Index (BPPI) was +8.9 in Q1 2020.
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Treasury yields go negative: what it means for real estate
For the housing market, this domino effect of lower long-term yields translates to lower interest rates on FRM rates.
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The source of home price movement: buyer purchasing power
Find out what today’s buyer purchasing power means for tomorrow’s home prices in California.
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Are we heading toward a foreclosure crisis in 2020?
We are in the middle of a unique, global economic moment and the end result is still out of reach.
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First-time homebuyers prefer lower interest rates to bigger tax breaks
Fortunately for real estate participants of all types, mortgage interest rates are at an all-time low in March 2020.
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Refinances oppose interest rate movement
Lower interest rates means refinances are on the rise in 2020.
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Coronavirus update: Cancelled real estate events, a halt to evictions and the DRE marches on
As the situation is evolving on a daily basis, read our latest update on how COVID-19 is impacting your real estate practice.
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Mortgage rates drive buyer purchasing power
How will home prices change over the next 20 years? The answer is in the Buyer Purchasing Power Index, which demonstrates how interest rate changes affect buyer funds, and in turn home pricing.
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Buyer Purchasing Power Index rises in Q4 2019 with falling interest rates
first tuesday’s 2020 forecast shows buyer purchasing power decreasing in the coming months.
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Q3 2019 Buyer Purchasing Power Index rises as interest rates fall
The California Buyer Purchasing Power Index (BPPI) figure rose to +10.1 in September 2019.
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How the Fed initiates a recession
As we look ahead to the next recession, it’s important to understand how recessions come about and the key players involved.
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Press release: Buyer purchasing power index positive in Q2 2019
The California Buyer Purchasing Power Index (BPPI) figure was +6.2 in June 2019.
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Press release: Buyer purchasing power index turns positive
California’s Buyer Purchasing Power Index was positive 1.2 in Q1 2019.
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30 years of summer, followed by 30 years of winter
Mortgage rates are on their way up.
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