Foreclosures on the rise in 2026
The time is fast coming for real estate agents to refresh their knowledge on foreclosure sales and alternative lender conduct.
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Category: Recessions
Mortgage delinquencies lead to foreclosures
As delinquencies (and foreclosures) tick up in 2026, this primer will help you prepare for a shifting housing market.
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Using the yield spread to forecast recession and recovery conditions
The yield spread indicates the likelihood of a recession or recovery one year forward.
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Negative equity and foreclosure
When does strategic default make sense for a negative equity homeowner?
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Letter to the Editor: Why does firsttuesday report availability and ASAP delivery of the TDS by a seller broker?
Delivery of property disclosures to buyers is legislated to occur “as soon as practicable” (ASAP) on inquiry from a prospective buyer, well before a purchase agreement setting a price is entered into.
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What is the Conference Board? A recession proclaimed by committee
Real estate agents and brokers must learn to read economic factors and become familiar with the institution charged with labeling recessions.
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Buyer Purchasing Power Index (BPPI) hints at rising as home price adjustment sets in
Planning for the next several years in real estate transactions will require patience and a very different approach to the past decade of recovery economics driven by rate decreases.
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The Entry of New Agents
Watch to anticipate the training agents need when entering the real estate profession.
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Hiring Newly-Minted Real Estate Agents in a Recession
Watch to discover the enhanced learning opportunities uniquely made available to licensees during a recession.
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Despite Q4 2023 FRM rate slippage, Buyer Purchasing Power remains negative
Today’s homebuyer is limited to borrowing 9.7% less mortgage money than a year earlier due to higher interest rates alone.
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California home sales volume: more misses in November 2023
Just 18,800 new and resale home transactions closed escrow in California during November 2023.
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Mortgage delinquencies inch higher, equity shields homeowners — for now
Even as mortgage delinquencies rise, high levels of equity continue to shield homeowners from foreclosure.
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California home sales volume: the slide continues in October 2023
Year-to-date home sales volume is a fee-killing 29% below 2022 as of October 2023.
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Today’s homebuyers settle in for the long haul
In a rapid shift amounting to whiplash for real estate agents, today’s homebuyers will need to own for years before they gain enough equity to move again.
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Financial risk is high in these California metros
In terms of financial safety, most California metros rank low, with the housing market to blame.
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Mortgage industry sees more originations in 2024, despite also anticipating a recession
The MBA’s crystal ball shows more mortgage originations in 2024 – but also a recession.
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California home sales volume: downturn solidifies in September 2023
California home sales volume in September 2023 was down 14% from the prior month — and down 20% from a year earlier.
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Alternative fee structures to attract clients when home prices are falling
Sellers attempting to save money when prices are falling often turn to FSBOs – here’s how you can regain fee-adverse clients.
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Rental vacancies advance; rents fall back. Surprised?
The rent is still too darn high — but not as high as it was yesterday here in California.
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As consumer mortgage complaints jump — originations plummet
In 2022, the number of consumer mortgage loans originated by DFPI licensees was down a shocking 70% from the prior year.
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