Finance | firsttuesday Journal

Current market rates

by ft Editorial Staff | Nov 26, 2021 | Charts, Economics, Finance, Interest Rates, Market Watch, Real Estate | 22

Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.

Refinances oppose interest rate movement

by ft Editorial Staff | Nov 23, 2021 | Charts, Economics, Interest Rates, Mortgages, Real Estate | 0

Refinances made up 79% of all mortgage originations in Q4 2020.

California’s mortgage fraud risk rises in 2021

by Carrie B. Reyes | Nov 15, 2021 | Finance, Real Estate | 3

The share of mortgage applications with indications of fraud was up 39% from a year earlier in California.

Jobs move real estate

by ft Editorial Staff | Nov 1, 2021 | Charts, Economics, Finance, Real Estate | 10

California’s employment market finally reached a full recovery in 2019, only to plunge in 2020.

Mortgage Concepts: Are they a customer under Regulation P?

by ft Editorial Staff | Oct 22, 2021 | Feature Articles, Loan Products, Real Estate, Video | 0

Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses Regulation P, which governs privacy rules of a consumer’s financial information. For course credit toward renewing your NMLS license, visit firsttuesday.us.

Property taxes leap in 2020-2021

by Carrie B. Reyes | Oct 18, 2021 | Economics, Home Sales, Real Estate, Tax | 1

The past year’s homebuyers are shouldering a significant chunk of their communities’ property taxes.

Mortgage Concepts: Is it a Section 32 loan?

by ft Editorial Staff | Oct 15, 2021 | Feature Articles, Loan Products, Mortgages, Real Estate, Video | 0

Mortgage Concepts is a recurring video series covering best practices and compliance...

The future of cryptocurrency in real estate transactions

by Amy Perry | Oct 4, 2021 | Economics, Finance, Real Estate | 2

The role of cryptocurrency in California real estate.

Orange County housing indicators

by ft Editorial Staff | Oct 4, 2021 | Charts, Finance, Forecasts, Home Sales, Mortgages, Orange County, Real Estate | 17

View these Orange County regional charts for details on current activity and forecasts for its local housing market.

Using the yield spread to forecast recessions and recoveries

by ft Editorial Staff | Oct 4, 2021 | Charts, Interest Rates, Mortgages, Real Estate | 32

The yield spread indicates the likelihood of a recession or recovery one year forward.

S&P 500: Stock pricing vs. earnings (P/E ratio)

by ft Editorial Staff | Sep 17, 2021 | Charts, Finance, Real Estate | 6

An update on stock pricing and earnings.

Tax Benefits of Ownership: taxes on repossession

by ft Editorial Staff | Aug 13, 2021 | Feature Articles, Real Estate, Tax | 0

The following excerpt is from the current edition of Tax Benefits of Ownership, which gives an...

Tax Benefits of Ownership: inflation, appreciation, and taxes

by ft Editorial Staff | Jul 29, 2021 | Feature Articles, Finance, Real Estate, Tax | 0

The following excerpt is from the current edition of Tax Benefits of Ownership, which gives an...

Tax Benefits of Ownership: income categories

by ft Editorial Staff | Jul 19, 2021 | Feature Articles, Finance, Real Estate, Tax | 0

The following excerpt is from the current edition of Tax Benefits of Ownership, which gives an...

Press Release: Q2 2021 Buyer Purchasing Power Index nears zero

by ft Editorial Staff | Jul 4, 2021 | Economics, Interest Rates, Real Estate | 0

The California Buyer Purchasing Power Index (BPPI) figure declined to +1.3 in June 2021.

Tax Benefits of Ownership: the sales price

by ft Editorial Staff | Jul 1, 2021 | Feature Articles, Tax | 0

The following excerpt is from the current edition of Tax Benefits of Ownership, which gives an...

Brokerage Reminder: Property tax reassessment 101

by ft Editorial Staff | Jun 21, 2021 | Laws and Regulations, Real Estate, Tax | 0

An overview of transfers automatically excluded from reassessment.

Tax Benefits of Ownership: the principal residence profit exclusion

by ft Editorial Staff | Jun 18, 2021 | Feature Articles, Real Estate, Tax | 1

The following excerpt is from the current edition of Tax Benefits of Ownership, which gives an overview of the tax exclusions available to a homeowner upon the sale of their past or present principal residence.