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Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
Read Moreby ft Editorial Staff | Oct 4, 2024 | Charts, Economics, Finance, Interest Rates, Market Watch, Real Estate | 26
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
Read Moreby ft Editorial Staff | Sep 27, 2024 | Charts, Economics, Finance, Real Estate | 13
Track the single most influential factor on California’s real estate market: the number of people employed.
Read Moreby Branden Ekas | Apr 22, 2024 | Appraisal, Laws and Regulations, Real Estate, Recent Case Decisions, Tax | 0
Greenspan v. County of Los Angeles Facts: A property owner demolishes the improvements on the...
Read Moreby Carrie B. Reyes | Jan 22, 2024 | Economics, Feature Articles, Interest Rates, Real Estate | 0
This article dives into how interest rates are structured, how lenders set the interest rate on a mortgage, and how rates affect property values.
Read Moreby Carrie B. Reyes | Jan 19, 2024 | Economics, Finance, Real Estate, Tax | 0
Some relief as tax brackets adjust to inflation — but the bracket creep will get you.
Read Moreby Amy Platero | Jan 15, 2024 | Finance, Forms, Investment, Mortgages, Real Estate | 0
A trust deed loan broker uses these forms when arranging the purchase by a trust deed investor of an existing trust deed note held out for sale to prepare an offer stating the price and conditions for purchase of the trust deed note, and when arranging a loan made by a trust deed investor collateralized by an existing trust deed note held by the borrower to prepare an offer by the investor for the borrower’s acceptance stating the terms and conditions for making the collateralized loan.
Read Moreby Carrie B. Reyes | Jan 15, 2024 | Feature Articles, Finance, Loan Products, Real Estate | 0
Learn what a Section 32 loan is, and why MLOs try to avoid originating these types of loans.
Read Moreby Carrie B. Reyes | Jan 12, 2024 | Feature Articles, Finance, Mortgages, Real Estate, Video | 0
Rescission by a homeowner terminates their already closed borrower mortgage transaction.
Read Moreby Carrie B. Reyes | Jan 10, 2024 | Economics, Home Sales, Interest Rates, Real Estate, Recessions | 0
Today’s homebuyer is limited to borrowing 9.7% less mortgage money than a year earlier due to higher interest rates alone.
Read Moreby Carrie B. Reyes | Jan 8, 2024 | Appraisal, Finance, Real Estate | 0
A Section 35 higher-priced mortgage loan classification triggers certain appraisal report requirements.
Read Moreby Amy Platero | Jan 5, 2024 | Finance, Forms, Mortgages, Real Estate | 0
These forms are used by a seller’s agent or escrow officer when preparing a purchase agreement or counteroffer for a real estate transaction when the transfer of personal property is included and when on a carryback sale the price includes the transfer of personal property which together with the property sold will be security for the carryback note, to grant the seller a security interest in the personal property.
Read Moreby Carrie B. Reyes | Jan 2, 2024 | Feature Articles, Finance, Laws and Regulations, Loan Products, Mortgages, Real Estate | 0
Learn the ten prohibited lender actions which protect the borrower after origination of a high-cost (Section 32) consumer-purpose mortgage.
Read Moreby Carrie B. Reyes | Dec 26, 2023 | Finance, Loan Products, Real Estate, Your Practice | 0
Learn when a consumer-purpose mortgage falls under Section 32 limitations and disclosure rules.
Read Moreby Amy Platero | Dec 21, 2023 | Finance, Forms, Loan Products, Real Estate | 0
These forms are used by a prospective junior lender or carryback seller when the real estate is encumbered by an existing first mortgage containing a due-on clause, to obtain consent from the lender holding the mortgage to further encumber the property with a second mortgage, and by a loan broker or escrow officer when originating a mortgage with the lender or carryback seller, to include a guarantee, exculpatory or governing law provision in the promissory note.
Read Moreby Carrie B. Reyes | Dec 20, 2023 | Appraisal, Feature Articles, Finance, Real Estate, Video | 0
Fee appraisers are to be compensated by mortgage lenders and their agents at a reasonable rate – but there are exceptions that effectively gut this rule.
Read Moreby Carrie B. Reyes | Dec 19, 2023 | Economics, Finance, Real Estate, Recessions | 0
Even as mortgage delinquencies rise, high levels of equity continue to shield homeowners from foreclosure.
Read Moreby Carrie B. Reyes | Dec 18, 2023 | Feature Articles, Finance, Loan Products, Mortgages, Real Estate, Video | 0
Part 2 of this video series provides examples for how MLOs can determine whether a transaction is subject to Section 32 compliance.
Read Moreby Amy Platero | Dec 14, 2023 | Finance, Forms, Loan Products, Mortgages, Real Estate | 0
An agent or escrow officer uses these forms when a seller of property carries back an all-inclusive note and trust deed (AITD) evidencing a principal debt which includes the balance owed on an existing mortgage and a payoff demand.
Read Moreby ft Editorial Staff | Dec 14, 2023 | Charts, Interest Rates, Mortgages, Real Estate, Recessions | 40
The yield spread indicates the likelihood of a recession or recovery one year forward.
Read Moreby Carrie B. Reyes | Dec 7, 2023 | Feature Articles, Finance, Mortgages, Real Estate, Your Practice | 0
This video covers delivery of the Loan Estimate and Closing Disclosure.
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