Downpayment Toward Equity Act proposes lifeline for disadvantaged homebuyers
Downpayment Toward Equity Act of 2021 One of President Joe Biden’s campaign promises was to help...
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Category: Finance
Current market rates
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
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Mortgage originations: Will 2021 shatter 2020’s record?
The latest mortgage report paints a picture of a hot housing market, which, at first glance, shows no signs of cooling.
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Using the yield spread to forecast recessions and recoveries
The yield spread indicates the likelihood of a recession or recovery one year forward.
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Property tax inequality: shifting the burden to boost homeownership
How fair and equitable is our property taxation system?
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Jobs move real estate
California’s employment market finally reached a full recovery in 2019, only to plunge in 2020.
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Using the INTAX form to calculate the seller’s federal tax liability on a real estate sale
This article discusses unrecaptured gain and long-term capital gains taken on the profit of a real estate sale.
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No U-turn: liabilities to a seller in a breached purchase agreement
The 2020 recession and COVID-19 pandemic ushered in a wave of hasty home purchases from city...
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Case in point: Does the price paid at a trustee’s foreclosure sale establish a property’s fair market value (FMV)?
An in-depth look into fair market value, assessment and the newest tax laws in California.
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Are FHA-insured mortgages declining in popularity?
The dual crises of the COVID-19 pandemic and 2020 recession threatened a rise, if not surge, in...
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The source of home price movement: buyer purchasing power
Find out what today’s buyer purchasing power means for tomorrow’s home prices in California.
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Press Release: Q1 2021 Buyer Purchasing Power Index declines with rising interest rates
The Buyer Purchasing Power Index (BPPI) was +5.2 in March 2021.
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Mortgage rates drive buyer purchasing power
How will home prices change over the next 20 years? The answer is in the Buyer Purchasing Power Index, which demonstrates how interest rate changes affect buyer funds, and in turn home pricing.
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30 years of summer, followed by 30 years of winter
Mortgage rates are on their way up.
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Interest rates are rising, and mortgage standards are loosening
After months of tightening credit lines, lenders are gradually beginning to loosen standards.
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Delinquent homeowners have not taken advantage of forbearance programs
It’s not too late to let your clients know about forbearance programs so they can keep their home when the moratorium expires.
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Orange County housing indicators
View these Orange County regional charts for details on current activity and forecasts for its local housing market.
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The Federal Reserve’s impact on mortgage rates
Learn how the Fed uses their benchmark rate as a monetary policy tool to induce and restrain levels of borrowing.
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Is a transfer of inherited property between siblings exempt from reassessment?
Bohnett v. County of Santa Barbara
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Rent-to-own sees dollar signs amid recession
First-time home shoppers are finding entry into California’s real estate market near impossible...
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