Are FHA-insured mortgages declining in popularity?
The dual crises of the COVID-19 pandemic and 2020 recession threatened a rise, if not surge, in...
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Category: Finance
Current market rates
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
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The source of home price movement: buyer purchasing power
Find out what today’s buyer purchasing power means for tomorrow’s home prices in California.
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Press Release: Q1 2021 Buyer Purchasing Power Index declines with rising interest rates
The Buyer Purchasing Power Index (BPPI) was +5.2 in March 2021.
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Mortgage rates drive buyer purchasing power
How will home prices change over the next 20 years? The answer is in the Buyer Purchasing Power Index, which demonstrates how interest rate changes affect buyer funds, and in turn home pricing.
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30 years of summer, followed by 30 years of winter
Mortgage rates are on their way up.
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Interest rates are rising, and mortgage standards are loosening
After months of tightening credit lines, lenders are gradually beginning to loosen standards.
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Using the yield spread to forecast recessions and recoveries
The yield spread indicates the likelihood of a recession or recovery one year forward.
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Delinquent homeowners have not taken advantage of forbearance programs
It’s not too late to let your clients know about forbearance programs so they can keep their home when the moratorium expires.
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Jobs move real estate
California’s employment market finally reached a full recovery in 2019, only to plunge in 2020.
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Orange County housing indicators
View these Orange County regional charts for details on current activity and forecasts for its local housing market.
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The Federal Reserve’s impact on mortgage rates
Learn how the Fed uses their benchmark rate as a monetary policy tool to induce and restrain levels of borrowing.
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Is a transfer of inherited property between siblings exempt from reassessment?
Bohnett v. County of Santa Barbara
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Rent-to-own sees dollar signs amid recession
First-time home shoppers are finding entry into California’s real estate market near impossible...
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Does a super-priority lien take priority over all prior recorded liens on a property?
County of Sonoma v. U.S. Bank
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May a school district impose school impact fees on a development for university students without children?
AMCAL Chico LLC v. Chico Unified School District
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Does a national bank on acquiring a mortgage originated by a federal savings association need to pay interest on an impound account?
McShannock v. JP Morgan Chase Bank
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S&P 500: Stock pricing vs. earnings (P/E ratio)
An update on stock pricing and earnings.
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Press Release: Q4 2020 Buyer Purchasing Power Index climbs to new heights as interest rates reach record lows
The BPPI was +13.4 at the end of Q4 2020.
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2020 in review and a forecast for 2021
This article digests the major housing developments that occurred in 2020 and details firsttuesday’s forecast for 2021.
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