Mortgage Concepts: The birth of the adjustable rate mortgage (ARM)
The face of the ARM has changed over the years, most markedly during the Millennium Boom of the mid-2000s.
Read Moreby Carrie B. Reyes | Jun 3, 2023 | Feature Articles, Finance, Interest Rates, Loan Products, Mortgages, Real Estate, Video | 0
The face of the ARM has changed over the years, most markedly during the Millennium Boom of the mid-2000s.
Read Moreby Carrie B. Reyes | Jun 3, 2023 | Economics, Finance, Mortgages, Real Estate, Recessions | 0
MLOs betting their income on commercial and multi-family lending in 2023 will be disappointed.
Read Moreby ft Editorial Staff | Jun 1, 2023 | Bay Area, Charts, first tuesday Local, Los Angeles-Santa Barbara-Ventura, Mortgages, Real Estate, San Diego | 28
Home prices have plunged across California’s metropolitan areas.
Read Moreby Amy Perry | May 25, 2023 | Mortgages, Real Estate, Recessions | 0
The president of a mortgage foreclosure consultant company was convicted of 100 felony counts for operating a mortgage fraud scheme in California.
Read Moreby ft Editorial Staff | May 19, 2023 | Finance, Mortgages, Real Estate | 0
The Federal Housing Administration (FHA) is keeping their mortgaged homeowners who are delinquent in payments on the books.
Read Moreby ft Editorial Staff | May 19, 2023 | Feature Articles, Mortgages, Real Estate, Recessions, Your Practice | 0
Learn how mortgage origination providers will survive the ongoing downturn in mortgage originations with this RPI ebook.
Read Moreby ft Editorial Staff | May 17, 2023 | Feature Articles, Loan Products, Mortgages, Video | 1
This video explains the procedures followed for a trustee’s sale in California.
Read Moreby Amy Perry | May 8, 2023 | Finance, Mortgages, Real Estate | 0
The FHFA has altered their mortgage insurance premiums. Now, borrowers with lower credit scores and down payments will be paying less under the new structure than they did under the old.
Read Moreby Amy Perry | Apr 27, 2023 | Fundamentals, Licensing and Education, Mortgages, Real Estate | 1
This article is part of an ongoing series covering violations of real estate law. Here, the California Department of Justice (DOJ) sentenced a broker to 5 years and 4 months in prison and ordered him to pay restitution for creating forged and fraudulent records to obtain more than $8 million in mortgages for his clients in order to earn fees for himself.
Read Moreby ft Editorial Staff | Apr 17, 2023 | Loan Products, Mortgages, Video | 0
This Mortgage Concepts explainer video breaks down counseling requirements for consumers considering a Home Equity Conversion Mortgage (HECM).
Read Moreby Carrie B. Reyes | Apr 13, 2023 | Economics, Finance, Mortgages, Real Estate, Recessions | 0
Just 32% of loan companies were able to remain profitable in 2022.
Read Moreby ft Editorial Staff | Apr 13, 2023 | Charts, Interest Rates, Mortgages, Real Estate, Recessions | 35
The yield spread indicates the likelihood of a recession or recovery one year forward.
Read Moreby Carrie B. Reyes | Apr 2, 2023 | Charts, Economics, Interest Rates, Mortgages, Real Estate, Recessions | 1
A homebuyer with the same income is able to borrow 23% less purchase-assist mortgage money than a year ago due to interest rate hikes alone.
Read Moreby ft Editorial Staff | Mar 27, 2023 | Finance, Interest Rates, Loan Products, Mortgages | 0
This Mortgage Concepts video breaks down the critical elements of an adjustable rate mortgage (ARM).
Read Moreby Amy Perry | Mar 24, 2023 | Finance, Mortgages, Real Estate, Recessions | 1
During the fourth quarter of 2022, total national mortgage debt increased by $254 billion, contributing to a $1 trillion increase in mortgage balances in 2022.
Read Moreby Carrie B. Reyes | Mar 10, 2023 | Economics, Finance, Mortgages, Real Estate, Recessions | 0
While home sales volume is plummeting and home prices are spiraling, there is one housing factor on the rise — mortgage delinquencies.
Read Moreby Amy Perry | Mar 10, 2023 | Fair Housing, first tuesday Local, Fundamentals, Laws and Regulations, Los Angeles-Santa Barbara-Ventura, Mortgages, Real Estate | 0
The largest redlining settlement in the Justice Department’s history involved a lender servicing Los Angeles who achieved disproportionately low numbers of mortgages from minority areas.
Read Moreby ft Editorial Staff | Feb 27, 2023 | Mortgages, Real Estate | 0
The February 2023 DFPI Bulletin focuses on natural disaster guidance, crypto assets, and MLO reports.
Read Moreby ft Editorial Staff | Feb 16, 2023 | Bay Area, Charts, Forecasts, Mortgages, Real Estate | 5
View these charts for current activity and forecasts for San Francisco’s housing market.
Read Moreby ft Editorial Staff | Feb 16, 2023 | Charts, Forecasts, Mortgages, Real Estate, Sacramento | 7
Get to know Sacramento County’s local housing fundamentals in these charts and forecasts.
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