Additional refinancing fees delayed
The Adverse Market Refinance Fee has been delayed until December 2020, and interest rates sigh in relief.
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by Carrie B. Reyes | Sep 1, 2020 | 2020 Recession, Finance, Fundamentals, Interest Rates, Loan Products | 0
The Adverse Market Refinance Fee has been delayed until December 2020, and interest rates sigh in relief.
Read Moreby ft Editorial Staff | Aug 13, 2020 | Charts, Loan Products, Real Estate | 2
This chart compares the costs and benefits of default insurance demanded by lenders on mortgages with LTVs exceeding 80%, and suggests the optimal financing path for homebuyers.
Read Moreby ft Editorial Staff | Aug 6, 2020 | Charts, Loan Products, Real Estate | 0
Use these charts to compare the average ARM rate with the 30-year FRM rate.
Read Moreby ft Editorial Staff | Dec 18, 2019 | Finance, Laws and Regulations, Loan Products, New Laws, Real Estate | 0
Editor’s note — The California Department of Business Oversight (DBO) supervises, licenses and...
Read Moreby Carrie B. Reyes | Dec 4, 2019 | Loan Products | 0
What will happen when the LIBOR expires in 2021?
Read Moreby ft Editorial Staff | Nov 24, 2019 | Charts, Licensing and Education, Loan Products, Real Estate | 1
The trend for state-licensed MLOs is down in 2019.
Read Moreby Carrie B. Reyes | Oct 23, 2019 | Loan Products | 0
The FHA is now processing approvals for individual units in unapproved projects.
Read Moreby Carrie B. Reyes | Oct 9, 2019 | Finance, Loan Products | 0
Some noteworthy mortgage data is now available from the Home Mortgage Disclosure Act (HMDA).
Read Moreby ft Editorial Staff | Oct 1, 2019 | Loan Products, Real Estate, Video | 0
The Home Ownership and Equity Protection Act (HOEPA) protects consumers against potential abuses in connection with high-cost home loans.
Read Moreby ft Editorial Staff | Aug 14, 2019 | Loan Products | 0
Cash-out refinances on FHA mortgages will need a minimum of 20% equity.
Read Moreby ft Editorial Staff | Jul 23, 2019 | Finance, Loan Products, Real Estate | 0
A review of the July 2018 DBO Bulletin.
Read Moreby ft Editorial Staff | Apr 30, 2019 | Finance, Laws and Regulations, Loan Products, Real Estate | 9
How does the controversial sanctuary state law help California real estate agents?
Read Moreby Oscar Alvarez | Apr 17, 2019 | Finance, Loan Products, Real Estate | 0
The number of VA-guaranteed mortgages spiked during the 2008 recession and have only grown in popularity.
Read Moreby ft Editorial Staff | Mar 21, 2019 | Finance, Laws and Regulations, Loan Products, Real Estate, Video, Your Practice | 0
This video reviews the rules governing appraiser independence under the Truth-in-Lending Act, including prohibitions of conflicts of interest and deliberately inaccurate evaluations.
Read Moreby Oscar Alvarez | Feb 26, 2019 | Finance, Loan Products, Real Estate, Video | 0
This video reviews the Privacy of Consumer Financial Information, including the rules controlling the sharing of a mortgage applicant’s or borrower’s sensitive personal information.
Read Moreby Oscar Alvarez | Jan 29, 2019 | Finance, Loan Products, Real Estate | 1
Low- and moderate-income homebuyers now have more financing options when buying a manufactured home.
Read Moreby Carrie B. Reyes | Jan 28, 2019 | Feature Articles, Interest Rates, Loan Products | 0
ARMs can be a dangerous choice for homebuyers with little investment experience. But rising FRM rates and the prospect of future rate movement make ARMs an attractive option in 2019.
Read Moreby Oscar Alvarez | Jan 18, 2019 | Finance, Loan Products, Real Estate | 3
Does the CalVet program provide a good value for veterans?
Read Moreby ft Editorial Staff | Sep 18, 2018 | Finance, Loan Products, Mortgages, Real Estate, Recent Case Decisions | 0
Goudelock v. Sixty-01 Association of Apartment Owners Facts: A property owner buys a condominium...
Read Moreby Carrie B. Reyes | Sep 17, 2018 | Loan Products | 1
Freddie Mac is consolidating two mortgage programs and broadening mortgage access.
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