Freddie Mac study bares ugly truth of racial appraisal gap
Despite all efforts to make appraisals fair, equitable and based on facts, racial appraisal gaps persist — leading to a pervasive wealth gap.
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Category: Laws and Regulations
Rent or food — you pick
In August 2021, the typical U.S. renter household spent 30.3% of its income on rent, just over the 30% threshold at which a household is considered rent burdened.
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New law requires implicit bias training for real estate professionals
Implicit bias training will be incorporated in both pre-licensing and continuing education courses beginning in 2023.
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New study sheds light on housing planning issues
When housing planners zig, builders zag. That’s the story of California’s Regional Housing Needs...
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Dept of Housing and Community Development flexes new enforcement powers
The California department overseeing the Surplus Land Act is beginning to issue warnings to local agencies that do not provide a portion of their land for low-income housing.
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What does the end of single-family zoning look like?
Now that single-family zoning in California is done away with, what does the future look like?
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Redlining: its history and lasting impacts
Redlining maps which color-coded and documented the creditworthiness of neighborhoods in the 1930s continue to negatively affect the lower-graded neighborhoods today.
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Latinx homeownership still trails behind white homeownership
Racial wealth gaps severely impact California’s homeownership rate and as a result, agent’s businesses.
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Brokerage Reminder: Buckle up and look both ways!
Brokers, how would you secure your business against car accidents?
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Brokerage Reminder: Protect yourself – and your clients – against adverse possession
A weekly reminder to stay on top of your practice from first tuesday’s in-house broker!
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DRE Hot Seat: Making substantial misrepresentations constitutes dishonesty
This article is part of an ongoing series covering violations of real estate law. Here, the Department of Real Estate (DRE) revoked the California real estate license of a broker who made substantial misrepresentations to his clients, mishandled a trust account, and more.
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Survey says: 2021 is a seller’s market
Consumer sentiments on buying in the current housing market are at a new low.
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Change the law: Create a state agency to fund small residential builders
firsttuesday proposes the creation of a new state agency with the sole function to lend to builders who will use the funds to construct more housing.
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7 steps to close the Black-White homeownership gap
The divide between White and Black homeownership rates is higher today than it was before the 1968 Fair Housing Act. Here’s what’s being done about it.
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Licensee beware: a lapsed license is risky real estate business
Real Estate Compliance Consultant and former California Department of Real Estate (DRE) Investigator, Summer Goralik, shares advice on maintaining an active real estate license.
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Down payment gifts and the bank of mom and dad
Down payment gifts from parents help young adults become homeowners faster, but they prevent skin in the game.
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Brokerage Reminder: Property tax reassessment 101
An overview of transfers automatically excluded from reassessment.
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Downpayment Toward Equity Act proposes lifeline for disadvantaged homebuyers
Downpayment Toward Equity Act of 2021 One of President Joe Biden’s campaign promises was to help...
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Refinancing and race: Why the divide and how to close the gap
Black and Latinx homeowners paid higher interest rates than White homeowners between 2005 and 2020. Why does this disparity exist?
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