interest rates | firsttuesday Journal

Trending mortgage rates

by ft Editorial Staff | Apr 12, 2024 | Charts, Economics, Finance, Interest Rates, Market Watch, Real Estate | 25

Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.

Rentals: the future of California real estate?

by ft Editorial Staff | Aug 31, 2023 | Charts, Investment, Property Management, Real Estate | 4

California’s low homeownership rate means rentals are in high demand, with vacancies near historic lows.

30 years of summer, followed by 30 years of winter

by ft Editorial Staff | Apr 20, 2023 | Charts, Interest Rates, Real Estate | 5

Mortgage rates are on their way up.

The source of home price movement: buyer purchasing power

by ft Editorial Staff | Apr 10, 2023 | Charts, Home Sales, Interest Rates, Real Estate | 2

Find out what today’s buyer purchasing power means for tomorrow’s home prices in California.

Due-on leasing regulations

by Amy Platero | Mar 20, 2023 | Property Management, Real Estate, Recessions | 1

Landlords and property managers need to know what triggers and exempts the due-on clause, since mortgage holders enforce the due-on clause more frequently in times of rising interest rates.

Mortgage Concepts: The LIBOR to SOFR Transition

by ft Editorial Staff | Jan 26, 2023 | Real Estate | 0

This Mortgage Concepts video breaks down the LIBOR scandal and why lenders have transitioned to SOFR.

The boundless influence of Federal Reserve policies

by Carrie B. Reyes | Jan 9, 2023 | Economics, Feature Articles, Interest Rates, Mortgages, Real Estate | 2

Learn how the Federal Reserve influences interest rates – and California real estate transactions.

Refinances oppose interest rate movement

by ft Editorial Staff | Nov 16, 2022 | Charts, Economics, Interest Rates, Mortgages, Real Estate | 0

Following record-smashing refinance volume in 2020-2021, refinances have quickly retreated into irrelevance.

2023 recession demands discipline from investors; Monthly Statistical Update (November 2022)

by ft Editorial Staff | Oct 27, 2022 | Charts, Feature Articles, Market Watch, Monthly Statistical Update, Real Estate, Video | 1

Today’s weak yield spread reflects 2023’s poor economic outlook; Investors abandon risk in favor of safe havens; Property prices have a long way to fall in 2023-2025

Investors eye future interest rates

by Carrie B. Reyes | Oct 14, 2022 | Commercial, Feature Articles, Interest Rates, Real Estate | 1

The ideal cap rate for 2023 and beyond is higher than you think.

California’s rental vacancy rates drop to unhealthy levels

by Madison Hart | Aug 15, 2022 | Real Estate | 0

Rental vacancy rates dropped extremely low in California. Is a storm brewing?

Consumer sentiment plummets as recession looms large

by Amy Platero | Aug 4, 2022 | Economics, Real Estate, Recessions | 0

Consumer confidence serves as the North Star in a constellation of economic warnings.

POLL: What effect have higher mortgage rates had on homebuyer decisions in 2022?

by ft Editorial Staff | Jun 20, 2022 | Reader Polls, Real Estate | 2

This week’s poll asks readers their thoughts on how mortgage rates impact homebuyer decisions.

Disclosures on carryback financing transactions

by ft Editorial Staff | May 23, 2022 | Finance, Interest Rates, Mortgages, Real Estate | 0

As interest rates rebound from their historic lows during the pandemic, buyer purchasing power is...

Can the Fed cool inflation without implementing another recession?

by Carrie B. Reyes | Apr 25, 2022 | Economics, Interest Rates, Real Estate, Recessions | 0

The tipping point for another recession is nigh.

California’s home remodeling boom set to peak in 2022

by Amy Platero | Apr 25, 2022 | Buyers and Sellers, Economics, Real Estate, Recessions | 1

A home renovation boom is stirring up in 2022, escalating the already inflated costs of building materials and labor.

Q1 2022 Buyer Purchasing Power Index falls further into negative territory

by ft Editorial Staff | Apr 19, 2022 | Charts, Economics, Interest Rates, Real Estate | 0

Rapidly rising interest rates caused the BPPI figure to slip to -12.7 in March 2022 – and falling.

First-time homebuyers and households of color most impacted by interest rate hikes

by Carrie B. Reyes | Apr 4, 2022 | Economics, Home Sales, Interest Rates, Real Estate | 0

Absent a decrease in demand (unlikely), first-time homebuyers, and particularly homebuyers of color, stand to lose the most from 2022’s rising interest rates.

Press Release: Q3 2021 Buyer Purchasing Power Index hits zero as interest rates rebound from bottom

by Carrie B. Reyes | Oct 1, 2021 | Charts, Economics, Real Estate | 0

While not yet negative, Q3 2021’s neutral BPPI figure reflects a worsening situation for homebuyers reliant on mortgage financing.

Mortgage rates drive buyer purchasing power

by ft Editorial Staff | Apr 4, 2021 | Charts, Interest Rates, Real Estate | 8

How will home prices change over the next 20 years? The answer is in the Buyer Purchasing Power Index, which demonstrates how interest rate changes affect buyer funds, and in turn home pricing.