Current market rates
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
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Tag: interest rates
Press Release: Q3 2021 Buyer Purchasing Power Index hits zero as interest rates rebound from bottom
While not yet negative, Q3 2021’s neutral BPPI figure reflects a worsening situation for homebuyers reliant on mortgage financing.
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The source of home price movement: buyer purchasing power
Find out what today’s buyer purchasing power means for tomorrow’s home prices in California.
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Mortgage rates drive buyer purchasing power
How will home prices change over the next 20 years? The answer is in the Buyer Purchasing Power Index, which demonstrates how interest rate changes affect buyer funds, and in turn home pricing.
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30 years of summer, followed by 30 years of winter
Mortgage rates are on their way up.
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Rent-to-own sees dollar signs amid recession
First-time home shoppers are finding entry into California’s real estate market near impossible...
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Refinances oppose interest rate movement
Refinances made up 79% of all mortgage originations in Q2 2020.
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Rentals: the future of California real estate?
Rentals are the popular homeownership alternative for young adults.
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ARM rates remain low, but not low enough
The average ARM rate has fallen back in 2020.
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First-time homebuyers prefer lower interest rates to bigger tax breaks
Fortunately for real estate participants of all types, mortgage interest rates are at an all-time low in March 2020.
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Discouraged, fewer homebuyers enter bidding wars in 2019
The housing market is slowing down in the Golden State and the nation as a whole. In California,...
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Low cap rates continue, even in the face of rising interest rates
A recent study shows cap rates aren’t always as neatly tied to interest rates as expected.
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Share of affordable homes to decrease as interest rates rise
The impacts of rising mortgage interest rates are rippling throughout the housing market.
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2018 in review and a forecast for 2019
Review key 2018 events that will impact California’s housing market in 2019, including new laws and market trends.
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Press release: negative Buyer Purchasing Power Index continues in Q4 2018
The BPPI was -7.97 in Q4 2018, indicating buyers were only able to borrow 7.97% less than a year earlier due to rising interest rates.
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POLL: What is the greatest concern voiced by today’s buyers?
What is the greatest concern voiced by today's buyers? Price inflation. (47%, 30 Votes) Rising...
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Financial sector tests out LIBOR replacement
LIBOR’s replacement will be more reliable than the scandal-ridden LIBOR.
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Does a cost of savings index (COSI) substitution require affirmative approval from a lender’s regulator?
Campidoglio LLC v. Wells Fargo & Company Facts: A borrower obtains a mortgage from a lender....
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Press Release: Buyer purchasing power continues down
California’s Buyer Purchasing Power Index (BPPI) declined to -6.9 in June 2018.
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The yield spread’s directive for home prices
The yield spread has dipped below 1% in 2018, here’s what it means for home prices.
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