Fixed rate mortgages continue on toward new lows; Interest rates hold onto their cyclical bottom; The LIBOR is going, going…
Read More
A second jobs recovery is needed to sustain the housing market; Californians drop out of the labor force; California home prices jump with low turnover and lower interest rates
Read More
Interest rates hit historic lows for mortgages; Plummeting interest rates send refinances soaring; The yield spread forecasts the long recovery ahead
Read More
Jobs will be slow to return; The recession has impacted home sales volume first; Construction feels downward economic pressure
Read More
Sales volume’s magnetic pull on home prices; The mean price trendline: the home price anchor; The higher risk and lower purchasing power of a small down payment
Read More
Buyer Purchasing Power Index (BPPI) rises with falling interest rates; Home sales volume succumbs to economic pressure; Home prices continue to defy gravity
Read More
Jobs lost puts a face on the 2020 recession; Stock market highs and lows as mostly momentum, not data based; Real estate investments are tangible and location counts — just not in 2020
Read More
30-year fixed rate mortgage (FRM) rates hit historic low; For-sale inventory drops; Home sales volume set to fall
Read More
Home prices are propped up by low interest rates, for now; Saving opportunities narrow in California; Personal bankruptcies set to rise
Read More
Negative yield spread forecasts 2020 recession; FRM rates hit record lows; Refinances to continue their rise
Read More
California home sales volume down slightly in 2019; Home prices level off going into 2020; Construction declines in 2019, despite rising demand
Read More
California construction still insufficient; First-time homebuyer population grows, homeownership slows; California’s population growing at a slowing pace
Read More
Home sales volume down in 2019; Refi’s jump with interest rate decrease; MLO population declines in 2019
Read More
Fixed rate mortgage (FRM) rates decline; Adjustable rate mortgage (ARM) rates decrease, not enough; Economic expectations see Treasury rates bottom
Read More
California home sales volume to continue down; The yield spread forecasts the next recession; Active agents and brokers decline
Read More
The homeownership decline hits young homeowners hardest; Student loan debt holds back homeownership for the young; Negative immigration to continue chipping away at home sales
Read More
FRM interest rates now cheaper than ARMs; Buyer Purchasing Power rises in 2019; Negative yield spread forecasts recession
Read More
Home prices rebound slightly in Q1 2019; Sales volume: a powerful magnet for home prices; The pull of the mean price trendline on home prices
Read More
Jobs move real estate; Agent licensing moves with home sales volume; Agent licensing and renewals continue to slip
Read More
The rise in mortgage loan originators (MLOs) slows; Buyer purchasing power rises with falling interest rates; California’s largest brokerages
Read More
