Punishing mortgage rates drop Buyer Purchasing Power to the basement; Stock market price restructuring — investors prepare for decay to ripple into property prices; California home sales volume has taken an unseasonably downward trend
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Jobs are nearing a pandemic recovery; Business bankruptcies to explode without stimulus; The mean price trendline’s tether on home prices
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Rates show buyers and sellers no mercy; Mortgage rates devastate purchase-assist financing; The seller’s home sales volume cascade has begun
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Mortgage interest rates leap, toppling buyers until prices drop; Lured by temporary price reports, new agents pour in during 2021; ARM use to rise with FRM rate jump
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Jobs are still climbing out of the recessionary pit; Personal savings — back to normal and falling; Yield spread forecasts no double dip recession — for now
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Home sales got a (temporary) boost in 2021; Residential construction is not (yet) meeting demand; Mortgage insurance woes for leveraged buyers
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Fixed rate mortgage (FRM) rates leaped; While mortgage rates jump, Treasuries only rise; High home prices just lost support
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Fixed rate mortgage (FRM) rates look flat to up; Bond market investors subdued as the Fed fights inflation; Homebuyers eye low rates on adjustable rate mortgages (ARM)
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The faltering recovery progress for jobs; Low labor force participation continues; Construction recovery hampered
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Home sales volume jumped — past to present; Pandemic-primed home prices now ripe to pop; Buyer purchasing power turns against home sales
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1.3 million more jobs needed in California; Stocks soar to new heights; Stocks or real estate in 2022?
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30-year FRM rates have a story to tell; ARMs poised to shift lender risks to homebuyers; The 10-year Treasuries and FRM rate spread suggests rates will rise
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California home prices soar; Jobs begin their long recovery; Homebuyer purchasing power to level, removing support for increasing prices
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Inventory rises from the bottom; More construction is the best cure for inventory shortage; Buyer FOMO inflates sales volume
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The yield spread forecasts no double-dip recession; Stimulus payments distort personal savings rates; Rising home sales volume: a mirage?
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Mortgage rates rise from historic lows; Pre-2021 rise in buyer purchasing power is done; Home prices are in bubble territory, again
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For-sale inventory hits new lows; Stocks and home price bubble detached from recessionary reality; A long road ahead for California’s jobs recovery
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Residential construction declines, despite rising demand; Population growth exceeds new housing; Homeownership declines for the young
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As other economic measures improve in 2021, individual Californians struggle with lost income; For Californians to again achieve income equality, California’s GDP needs reallocation to our workforce; Introducing the SOFR for ARMs, the replacement for the corrupt LIBOR
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Fixed rate mortgages continue on toward new lows; Interest rates hold onto their cyclical bottom; The LIBOR is going, going…
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