For-sale inventory hits new lows; Stocks and home price bubble detached from recessionary reality; A long road ahead for California’s jobs recovery
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Residential construction declines, despite rising demand; Population growth exceeds new housing; Homeownership declines for the young
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As other economic measures improve in 2021, individual Californians struggle with lost income; For Californians to again achieve income equality, California’s GDP needs reallocation to our workforce; Introducing the SOFR for ARMs, the replacement for the corrupt LIBOR
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Fixed rate mortgages continue on toward new lows; Interest rates hold onto their cyclical bottom; The LIBOR is going, going…
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A second jobs recovery is needed to sustain the housing market; Californians drop out of the labor force; California home prices jump with low turnover and lower interest rates
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Interest rates hit historic lows for mortgages; Plummeting interest rates send refinances soaring; The yield spread forecasts the long recovery ahead
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Jobs will be slow to return; The recession has impacted home sales volume first; Construction feels downward economic pressure
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Sales volume’s magnetic pull on home prices; The mean price trendline: the home price anchor; The higher risk and lower purchasing power of a small down payment
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Buyer Purchasing Power Index (BPPI) rises with falling interest rates; Home sales volume succumbs to economic pressure; Home prices continue to defy gravity
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Jobs lost puts a face on the 2020 recession; Stock market highs and lows as mostly momentum, not data based; Real estate investments are tangible and location counts — just not in 2020
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30-year fixed rate mortgage (FRM) rates hit historic low; For-sale inventory drops; Home sales volume set to fall
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Home prices are propped up by low interest rates, for now; Saving opportunities narrow in California; Personal bankruptcies set to rise
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Negative yield spread forecasts 2020 recession; FRM rates hit record lows; Refinances to continue their rise
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California home sales volume down slightly in 2019; Home prices level off going into 2020; Construction declines in 2019, despite rising demand
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California construction still insufficient; First-time homebuyer population grows, homeownership slows; California’s population growing at a slowing pace
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Home sales volume down in 2019; Refi’s jump with interest rate decrease; MLO population declines in 2019
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Fixed rate mortgage (FRM) rates decline; Adjustable rate mortgage (ARM) rates decrease, not enough; Economic expectations see Treasury rates bottom
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California home sales volume to continue down; The yield spread forecasts the next recession; Active agents and brokers decline
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The homeownership decline hits young homeowners hardest; Student loan debt holds back homeownership for the young; Negative immigration to continue chipping away at home sales
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FRM interest rates now cheaper than ARMs; Buyer Purchasing Power rises in 2019; Negative yield spread forecasts recession
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