Fixed rate mortgage (FRM) rates look flat to up; Bond market investors subdued as the Fed fights inflation; Homebuyers eye low rates on adjustable rate mortgages (ARM)
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The faltering recovery progress for jobs; Low labor force participation continues; Construction recovery hampered
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Home sales volume jumped — past to present; Pandemic-primed home prices now ripe to pop; Buyer purchasing power turns against home sales
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1.3 million more jobs needed in California; Stocks soar to new heights; Stocks or real estate in 2022?
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30-year FRM rates have a story to tell; ARMs poised to shift lender risks to homebuyers; The 10-year Treasuries and FRM rate spread suggests rates will rise
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California home prices soar; Jobs begin their long recovery; Homebuyer purchasing power to level, removing support for increasing prices
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Inventory rises from the bottom; More construction is the best cure for inventory shortage; Buyer FOMO inflates sales volume
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The yield spread forecasts no double-dip recession; Stimulus payments distort personal savings rates; Rising home sales volume: a mirage?
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Mortgage rates rise from historic lows; Pre-2021 rise in buyer purchasing power is done; Home prices are in bubble territory, again
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For-sale inventory hits new lows; Stocks and home price bubble detached from recessionary reality; A long road ahead for California’s jobs recovery
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Residential construction declines, despite rising demand; Population growth exceeds new housing; Homeownership declines for the young
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As other economic measures improve in 2021, individual Californians struggle with lost income; For Californians to again achieve income equality, California’s GDP needs reallocation to our workforce; Introducing the SOFR for ARMs, the replacement for the corrupt LIBOR
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Fixed rate mortgages continue on toward new lows; Interest rates hold onto their cyclical bottom; The LIBOR is going, going…
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A second jobs recovery is needed to sustain the housing market; Californians drop out of the labor force; California home prices jump with low turnover and lower interest rates
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Interest rates hit historic lows for mortgages; Plummeting interest rates send refinances soaring; The yield spread forecasts the long recovery ahead
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Jobs will be slow to return; The recession has impacted home sales volume first; Construction feels downward economic pressure
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Sales volume’s magnetic pull on home prices; The mean price trendline: the home price anchor; The higher risk and lower purchasing power of a small down payment
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Buyer Purchasing Power Index (BPPI) rises with falling interest rates; Home sales volume succumbs to economic pressure; Home prices continue to defy gravity
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Jobs lost puts a face on the 2020 recession; Stock market highs and lows as mostly momentum, not data based; Real estate investments are tangible and location counts — just not in 2020
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30-year fixed rate mortgage (FRM) rates hit historic low; For-sale inventory drops; Home sales volume set to fall
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