Tightened mortgage standards lock out mid- to high-tier homebuyers, sellers
Mortgage loan availability fell in July 2023 to its lowest level in a decade for non-qualified mortgages (QMs).
Read Moreby Carrie B. Reyes | Sep 11, 2023 | Economics, Finance, Home Sales, Real Estate, Recessions | 0
Mortgage loan availability fell in July 2023 to its lowest level in a decade for non-qualified mortgages (QMs).
Read Moreby Carrie B. Reyes | Aug 25, 2023 | Economics, Home Sales, Interest Rates, Real Estate, Recessions | 0
Sticky homeowners are unwilling to relieve the inventory shortage in 2023.
Read Moreby Amy Platero | Aug 25, 2023 | Economics, Finance, Interest Rates, Mortgages, Real Estate, Recessions | 1
Media pundits in their coverage of today’s high mortgage interest rates ignore the 60-year cycle of rising and falling mortgage rates and the seller’s pricing response to rising and falling rates.
Read Moreby ft Editorial Staff | Aug 10, 2023 | Charts, Forecasts, Mortgages, Real Estate, San Diego | 30
View these charts for current activity and forecasts for San Diego’s housing market.
Read Moreby ft Editorial Staff | Aug 9, 2023 | Charts, Forecasts, Inland Empire, Mortgages, Real Estate | 15
View these Riverside regional charts for details on current activity and forecasts for its local housing market.
Read Moreby ft Editorial Staff | Aug 3, 2023 | Charts, first tuesday Local, Forecasts, Los Angeles-Santa Barbara-Ventura, Mortgages, Real Estate | 11
View these Los Angeles regional charts for details on current activity and forecasts for its housing market.
Read Moreby Carrie B. Reyes | Jun 15, 2023 | Economics, Finance, Interest Rates, Real Estate, Recessions | 0
Waiting for mortgage rates to drop to the “right” level is mental joy riding.
Read Moreby ft Editorial Staff | Apr 10, 2023 | Charts, Home Sales, Interest Rates, Real Estate | 2
Find out what today’s buyer purchasing power means for tomorrow’s home prices in California.
Read Moreby Carrie B. Reyes | Feb 9, 2023 | Economics, Home Sales, Real Estate, Recessions | 0
As long as buyers are limited by rising mortgage rates, the seller’s list price is the only moveable part in the transaction.
Read Moreby ft Editorial Staff | Jan 20, 2023 | Feature Articles, Home Sales, Interest Rates, Real Estate | 0
Little interest rate changes make a big difference in how much a homebuyer can pay.
Read Moreby Carrie B. Reyes | Jan 9, 2023 | Economics, Feature Articles, Interest Rates, Mortgages, Real Estate | 2
Learn how the Federal Reserve influences interest rates – and California real estate transactions.
Read Moreby Carrie B. Reyes | Aug 1, 2022 | Economics, Interest Rates, Market Watch, Real Estate, Recessions | 0
After years of historically cheap mortgage money, the housing market is bracing for yet another rate increase.
Read Moreby ft Editorial Staff | Jul 8, 2022 | Charts, Economics, Interest Rates, Real Estate | 0
Rising interest rates caused the Buyer Purchasing Power Index (BPPI) hit a decades’ low in Q2 2022.
Read Moreby Madison Hart | Jul 1, 2022 | Interest Rates, Real Estate | 0
The votes are in! Taking a deeper look at a recent firsttuesday poll helps us forecast home prices.
Read Moreby Carrie B. Reyes | Jun 13, 2022 | Economics, Finance, Market Watch, Mortgages, Real Estate, Recessions | 0
As interest rates have jumped, homebuyers in search of relief are embracing seductively low teaser rates.
Read Moreby Carrie B. Reyes | May 23, 2022 | Economics, Forecasts, Market Watch, Real Estate | 0
The abundance of mortgage money available to homebuyers has quickly dried up – and the drought will only worsen.
Read Moreby ft Editorial Staff | Apr 19, 2022 | Charts, Economics, Interest Rates, Real Estate | 0
Rapidly rising interest rates caused the BPPI figure to slip to -12.7 in March 2022 – and falling.
Read Moreby Carrie B. Reyes | Apr 7, 2022 | Economics, Home Sales, Real Estate | 0
31,800 new and resale home transactions closed escrow in California during February 2022.
Read Moreby Madison Hart | Mar 18, 2022 | Real Estate | 0
30-year fixed mortgage rates are increasing yet again, and homebuyers are trying to get in mortgage applications before rates hike up too high.
Read Moreby ft Editorial Staff | Mar 14, 2022 | Reader Polls, Real Estate | 0
This week’s poll asks whether buyers or sellers will be holding the power in sales transactions come Spring time.
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