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Latest video published 9/3/2019
- As mortgage rates rise, so must property prices retreat; Monthly Statistical Update (November 2023)
https://vimeo.com/880610858 The Monthly Statistical Update (MSU) keeps agents and brokers current on the market trends affecting California real estate transactions. This month, we’re covering: ARM rates, which remain useless to buyers seeking to increase their borrowing capacity beyond the amount allowed with an FRM; FRM rates, which continued to rise in October 2023, with the average 30-year FRM exceeding ...
- California Real Estate Law: Video Mini-Series
This new video mini-series covers the mechanics of California real estate law, delving into the English and Spanish influence on California real estate, the authority of the California legislature to enact laws regulating real estate activities, and when federal and state law conflict.
- Conflicts of interest in real estate transactions
Covers: Competing professional or personal biases which hinder a licensee’s ability to fulfill the fiduciary duties owed to their client; Disclosure of an acquisition of any direct or indirect interest in the property.
- Waiver by Negotiation or by Conduct
Covers: Negotiating a limitation or waiver of the existing mortgage holder’s due-on rights; Valuable consideration paid in exchange for a mortgage holder’s waiver; A mortgage holder’s waiver of their right to enforce the due-on clause by their conduct.
- Unstable economic signals hold down new construction; Monthly Statistical Update (October 2023)
Job growth stalls; The stock market, in disregard of reality; Construction struggles to take off despite need for more housing
- Due-on-Death, Divorce, and Inter-Family Transfer Exceptions
Covers: Avoiding due-on enforcement on the death of an owner of a one-to-four unit residential property encumbered by an owner-occupant consumer-purpose mortgage; Due-on divorce and inter-family transfer exceptions
- Due-on-Further Encumbrance and Foreclosure
Covers: Triggering the due-on clause on a further encumbrance of a property, and a senior mortgage holder’s call of the mortgage on completion of a foreclosure sale by a junior lienholder.
- Due-on Assignment or Modification of a Lease
Covers: Triggering the due-on clause on a lease assignment or modification which extends the lease term beyond three years, or grants the tenant a purchase option; Triggered on a lease novation.
- Due-on-Lease Trust Deed Provision
Covers: Triggering the due-on clause in a trust deed on entry into a lease with a term over three years, or a lease for any term coupled with an option to buy.
- 2023’s real estate market trends influence all participants; Monthly Statistical Update (September 2023)
2023’s downturn still undeclared; Despite year-over improvement, buyer purchasing power remains low; Saving rates creep higher as consumers rein in spending
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