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Latest video published 9/3/2019
- Mortgage concepts: MLO telemarketing, deception and FTC regs
This video discusses the rules governing telemarketing campaigns conducted by mortgage loan originators (MLOs).
- Goodwill is Value Maintained or Lost
Covers: A property manager’s actions to increase the intangible image – goodwill – of a property; Promptly completing necessary repairs and correctly maintaining a property.
- Hitting 2023 mortgage rate obstacles, construction starts return to pandemic lows; Monthly Statistical Updated (July 2023)
https://vimeo.com/841369234The Monthly Statistical Update (MSU) keeps agents and brokers current on the market trends affecting California real estate transactions.This month, we’re covering:adjustable rate mortgages (ARMs), which continue to eclipse FRM rates, eliminating their usefulness for buyers seeking to extend their purchasing power;the average rate on the 30-year fixed rate mortgage (FRM), which increased to 6.7% ...
- Periodic Review of Leases and Property Maintenance
Covers: A property manager’s comprehensive review of all lease and rental agreements on entering into a property management agreement; Periodic evaluations of lease and rental agreements to minimize expenses and maximize rental income; Determining and contracting for necessary property repairs and replacements.
- Mortgage concepts: Limited “changed circumstances” for TRID disclosures
Learn the factors which compel delivery of a Loan Estimate - and when changes may be made with a Revised Loan Estimate.
- Property Inspections by the Manager
Covers: A property manager’s well-documented property inspections to determine the physical condition of the property, availability of habitable units and the use of the leased premises by existing tenants; Critical moments when a manager inspects a property.
- Mortgage concepts: ARM caps
Learn how interest rates on ARMs are calculated during each adjustment period.
- Critical Curb Appeal and Title Analysis
Covers: A property manager’s analysis of the repairs, maintenance, landscaping and improvements needed to increase the property’s curb appeal; Running a cursory title check on the property to be managed, and clearing any deficiencies with the landlord prior to taking over management of the property.
- Mortgage concepts: The modern-day ARM
The face of the ARM has changed over the years, most markedly during the Millennium Boom of the mid-2000s.
- Mortgage Concepts: The birth of the adjustable rate mortgage (ARM)
The face of the ARM has changed over the years, most markedly during the Millennium Boom of the mid-2000s.
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