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Latest video published 9/3/2019
- The APR Coverage Test: Part 2
Part 2 of this video series provides examples for how MLOs can determine whether a transaction is subject to Section 32 compliance.
- Construction Concepts
Covers: Fundamentals of the construction process; A property’s orientation as the key determinant to sun exposure; Allocation and arrangement of internal floor space; Construction terminology.
- Rental and Lease Agreement Addenda
Covers: Use of an addenda to add further provisions to a rental or lease agreement not included in the boilerplate provisions of the pre-printed form; Pet addendum; Non-smoking addendum; Standard Option to Purchase – Irrevocable Right-to-Buy.
- Sales volume trends, from a weak year; Monthly Statistical Update (December 2023)
Sales volume after 2023’s puny seasonal bounce; Sales volume is weakening, but a recovery lurks; MLS inventory flatlines, buyers and sellers wait
- Condition of Premises Addendum
Covers: Use of the condition of premises addendum to avoid disputes over who is responsible for any damage to a rented premises; Completion of the condition of furnishings addendum on a property walk-through; Pre-expiration inspection of the property and furnishings.
- Conflicts of interest facing appraisers and mortgage lenders
An appraiser must not have a direct or indirect interest, financial, personal or otherwise, in the property they have been retained to prepare an appraisal.
- The Credit Application and Shared Provisions in Residential Rental and Lease Agreements
Covers: Establishing the tenant’s creditworthiness; Use of a co-signer on the lease or guarantee agreement; Critical provisions that exist in both residential rental and lease agreements.
- Rental Market Influences
Covers: Factors which determine the condition of the rental market; Greater certainty provided under a fixed-term lease; Landlord preference for rental agreements during weak market periods of high vacancy rates
- A Review of Periodic vs. Fixed-Term Tenancies
Covers: The similarities and differences between residential occupancy agreements; Month-to-month rental agreements run for an indefinite period of time; Fixed-term lease agreements run for a finite period of time; Controlling provisions.
- MLS Access for Non-CAR Members
How to save on membership dues and access the multiple listing service (MLS) as an independent broker or agent