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Latest video published 9/3/2019

  • The APR Coverage Test: Part 2The APR Coverage Test: Part 2

    Part 2 of this video series provides examples for how MLOs can determine whether a transaction is subject to Section 32 compliance.

  • Construction ConceptsConstruction Concepts

    Covers: Fundamentals of the construction process; A property’s orientation as the key determinant to sun exposure; Allocation and arrangement of internal floor space; Construction terminology.

  • Rental and Lease Agreement AddendaRental and Lease Agreement Addenda

    Covers: Use of an addenda to add further provisions to a rental or lease agreement not included in the boilerplate provisions of the pre-printed form; Pet addendum; Non-smoking addendum; Standard Option to Purchase – Irrevocable Right-to-Buy.

  • Sales volume trends, from a weak year; Monthly Statistical Update (December 2023)Sales volume trends, from a weak year; Monthly Statistical Update (December 2023)

    Sales volume after 2023’s puny seasonal bounce; Sales volume is weakening, but a recovery lurks; MLS inventory flatlines, buyers and sellers wait

  • Condition of Premises AddendumCondition of Premises Addendum

    Covers: Use of the condition of premises addendum to avoid disputes over who is responsible for any damage to a rented premises; Completion of the condition of furnishings addendum on a property walk-through; Pre-expiration inspection of the property and furnishings.

  • Conflicts of interest facing appraisers and mortgage lendersConflicts of interest facing appraisers and mortgage lenders

    An appraiser must not have a direct or indirect interest, financial, personal or otherwise, in the property they have been retained to prepare an appraisal.

  • The Credit Application and Shared Provisions in Residential Rental and Lease AgreementsThe Credit Application and Shared Provisions in Residential Rental and Lease Agreements

    Covers: Establishing the tenant’s creditworthiness; Use of a co-signer on the lease or guarantee agreement; Critical provisions that exist in both residential rental and lease agreements.

  • Rental Market InfluencesRental Market Influences

    Covers: Factors which determine the condition of the rental market; Greater certainty provided under a fixed-term lease; Landlord preference for rental agreements during weak market periods of high vacancy rates

  • A Review of Periodic vs. Fixed-Term TenanciesA Review of Periodic vs. Fixed-Term Tenancies

    Covers: The similarities and differences between residential occupancy agreements; Month-to-month rental agreements run for an indefinite period of time; Fixed-term lease agreements run for a finite period of time; Controlling provisions.

  • MLS Access for Non-CAR MembersMLS Access for Non-CAR Members

    How to save on membership dues and access the multiple listing service (MLS) as an independent broker or agent