Click any image below to view the video.

Latest video published 9/3/2019

  • Mortgage Concepts: When can a borrower cancel FHA mortgage insurance?Mortgage Concepts: When can a borrower cancel FHA mortgage insurance?

    Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses when a borrower can cancel Federal Housing Administration (FHA) mortgage insurance.

  • Right to a FeeRight to a Fee

    An agent’s right to a fee under the written employment agreement with their broker; Scope of authority and brokerage services under the listing agreement

  • Mortgage Concepts: Is it covered by TILA?Mortgage Concepts: Is it covered by TILA?

    Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses determining whether or not your loan is subject to the Truth in Lending Act (TILA).

  • Authority to Act on the Client’s BehalfAuthority to Act on the Client's Behalf

    Introducing the listing agreement as a written employment contract between a client and a licensed real estate broker.

  • Mortgage Concepts: Is my loan subject to RESPA?Mortgage Concepts: Is my loan subject to RESPA?

    This video discusses determining whether or not your loan is subject to the Real Estate Settlement Procedures Act (RESPA).

  • Notice of NonresponsibilityNotice of Nonresponsibility

    A landlord’s use of a Notice of Nonresponsibility to avoid liability for claims arising out of improvements the tenant contracts to construct

  • Work Completion and CertificatesWork Completion and Certificates

    Reinspections for corrections made; Issuance of a Notice of Work Completed and Not Completed; Teaching your seller to “own it”

  • Mortgage Concepts: What triggers repayment of a reverse mortgage?Mortgage Concepts: What triggers repayment of a reverse mortgage?

    Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses circumstances that trigger repayment of a reverse mortgage.

  • Mortgage Concepts: How to issue the adverse action noticeMortgage Concepts: How to issue the adverse action notice

    Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses guidelines for issuance of the adverse action notice/notice of action taken under both the Equal Credit Opportunity Act (ECOA) and Fair Credit Reporting Act (FCRA). For course credit toward renewing your NMLS license, visit firsttuesday.us.

  • Real Estate Fixtures vs. Trade FixturesReal Estate Fixtures vs. Trade Fixtures

    Distinguishing the two types of improvements installed in a building – real estate fixtures and trade fixtures.