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Latest video published 9/3/2019
- Mortgage Concepts: Deceptive practices under Regulation O
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses deceptive practices under Regulation O.
- A Broker’s Use of Supervisors
A broker’s delegation of oversight and management duties to an office manager.
- Business and Licensed Activities
The development of a business model to outline the means and manner by which agents produce and service listings, and how purchase agreements are negotiated and closed.
- Responsibility for Continuous Supervision
Analyzing a broker’s reasonable supervision over the activities performed by their agent, and the establishment of administrative office policies, procedures rules and systems.
- Brokerage Activities: Agent of the Agent
Distinguishing the licensed activities which may be conducted by a broker or an agent.
- California home prices, bankruptcies, and jobs are at a turning point; Monthly Statistical Update (July 2022)
Jobs are nearing a pandemic recovery; Business bankruptcies to explode without stimulus; The mean price trendline’s tether on home prices
- Line Trees: a Trunk with Common Owners
The responsibilities for maintaining trees that are solely owned, government owned or commonly owned.
- Party Walls and Boundary Fences
The written document used to define each co-owner’s responsibility for sharing the cost of maintaining a shared party wall or boundary fence.
- The Borrower and Mortgage Broker Relationship
Dramatizing the disclosure of essential mortgage terms to a borrower by the broker soliciting or arranging a mortgage.
- Shared Rights and Responsibilities
Rights of adjacent property owners when setting up, maintaining or removing common boundary improvements.
