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Latest video published 9/3/2019

  • Mortgage Concepts: What are the different loan features?Mortgage Concepts: What are the different loan features?

    Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video gives an overview of the different types of loan features. For course credit toward renewing your NMLS license, visit firsttuesday.us.

  • Mortgage Concepts: What are the different loan types?Mortgage Concepts: What are the different loan types?

     Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses the different types of loans, identifying which governing entity by which a loan is either insured or guaranteed. For course credit toward renewing your NMLS license, visit firsttuesday.us.  Loan typeThis data point indicates if the ...

  • Mortgage Concepts: Are they a customer under Regulation P?Mortgage Concepts: Are they a customer under Regulation P?

    Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses Regulation P, which governs privacy rules of a consumer's financial information. For course credit toward renewing your NMLS license, visit firsttuesday.us.

  • Leasehold Improvement Provisions and PromisesLeasehold Improvement Provisions and Promises

    Further-improvement provisions in a commercial lease

  • Mortgage Concepts: Is it a Section 32 loan?Mortgage Concepts: Is it a Section 32 loan?

      Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses Section 32 loan features, coverage tests and disclosures. For course credit toward renewing your NMLS license, visit firsttuesday.us.The Home Ownership and Equity Protection Act (HOEPA)high-endrolex.com The Home Ownership and Equity Protection Act (HOEPA) was passed ...

  • Mortgage Concepts: Is it a violation of appraiser independence?Mortgage Concepts:  Is it a violation of appraiser independence?

    Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video clarifies violations of appraiser independence rules. For course credit toward renewing your NMLS license, visit firsttuesday.us.

  • Ownership Rights When a Tenant VacatesOwnership Rights When a Tenant Vacates

    The proper handling of tenant improvements on the expiration of a lease

  • Changing the Type of TenancyChanging the Type of Tenancy

    Shifting a tenant’s possessory interest in real estate from one type of tenancy to another, and evicting a transient occupant

  • A Closer Look at a Tenancy-at-WillA Closer Look at a Tenancy-at-Will

    The characteristics of a tenancy-at-will and situations which result in a tenancy-at-will

  • The Periodic TenancyThe Periodic Tenancy

    Use of a rental agreement to structure a periodic tenancy, and periodic tenancies resulting from possession under a defective lease