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Latest video published 9/3/2019
- Mortgage Concepts: Is it covered by TILA?

Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses determining whether or not your loan is subject to the Truth in Lending Act (TILA).
- Authority to Act on the Client’s Behalf

Introducing the listing agreement as a written employment contract between a client and a licensed real estate broker.
- Mortgage Concepts: Is my loan subject to RESPA?

This video discusses determining whether or not your loan is subject to the Real Estate Settlement Procedures Act (RESPA).
- Notice of Nonresponsibility

A landlord’s use of a Notice of Nonresponsibility to avoid liability for claims arising out of improvements the tenant contracts to construct
- Work Completion and Certificates

Reinspections for corrections made; Issuance of a Notice of Work Completed and Not Completed; Teaching your seller to “own it”
- Mortgage Concepts: What triggers repayment of a reverse mortgage?

Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses circumstances that trigger repayment of a reverse mortgage.
- Mortgage Concepts: How to issue the adverse action notice

Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses guidelines for issuance of the adverse action notice/notice of action taken under both the Equal Credit Opportunity Act (ECOA) and Fair Credit Reporting Act (FCRA). For course credit toward renewing your NMLS license, visit firsttuesday.us.
- Real Estate Fixtures vs. Trade Fixtures

Distinguishing the two types of improvements installed in a building – real estate fixtures and trade fixtures.
- Pest Control Certification

Correcting an active termite infestation or fungus infection and issuance of a Pest Control Certification
- Mortgage Concepts: What are the elements of a nontraditional mortgage risk?

Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses the elements of a nontraditional mortgage risk. For course credit toward renewing your NMLS license, visit firsttuesday.us.

















