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Latest video published 9/3/2019
- Mortgage Concepts: How to issue the adverse action notice
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses guidelines for issuance of the adverse action notice/notice of action taken under both the Equal Credit Opportunity Act (ECOA) and Fair Credit Reporting Act (FCRA). For course credit toward renewing your NMLS license, visit firsttuesday.us.
- Real Estate Fixtures vs. Trade Fixtures
Distinguishing the two types of improvements installed in a building – real estate fixtures and trade fixtures.
- Pest Control Certification
Correcting an active termite infestation or fungus infection and issuance of a Pest Control Certification
- Mortgage Concepts: What are the elements of a nontraditional mortgage risk?
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses the elements of a nontraditional mortgage risk. For course credit toward renewing your NMLS license, visit firsttuesday.us.
- The Original Inspection and Report
Duties of an individual holding a Branch 3 Wood-Destroying Pest and Organisms License/Registration
- Mortgage Concepts: Is my mortgage advertisement Reg N Compliant?
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses rules for mortgage advertisements under Regulation N and provides an example. For course credit toward renewing your NMLS license, visit firsttuesday.us.
- The Standardized Inspection Report
Examining Section I and Section II items in a standardized structural pest control inspection report
- Mortgage Concepts: Is my marketing call TCFAPA compliant?
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses the Telemarketing and Consumer Fraud and Abuse Prevention Act (TCFAPA) and how mortgage loan originators determine how to comply with telemarketing call rules. For course credit toward renewing your NMLS license, visit firsttuesday.us.
- Eliminate the Risk
The contents and consequences of information in a Structural Pest Control Report (SPC), and an agent’s duty to advise sellers and buyers on their respective responsibilities for the removal of pests and needed repairs.
- Mortgage Concepts: When is the credit exception notice used?
Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses circumstances that require the issuances of the credit exception notice. For course credit toward renewing your NMLS license, visit firsttuesday.us.
