financ | firsttuesday Journal

San Diego housing indicators

by ft Editorial Staff | Feb 14, 2023 | Charts, Forecasts, Mortgages, Real Estate, San Diego | 30

View these charts for current activity and forecasts for San Diego’s housing market.

Riverside housing indicators

by ft Editorial Staff | Feb 14, 2023 | Charts, Forecasts, Inland Empire, Mortgages, Real Estate | 15

View these Riverside regional charts for details on current activity and forecasts for its local housing market.

Los Angeles housing indicators

by ft Editorial Staff | Feb 13, 2023 | Charts, first tuesday Local, Forecasts, Los Angeles-Santa Barbara-Ventura, Mortgages, Real Estate | 11

View these Los Angeles regional charts for details on current activity and forecasts for its housing market.

Refinances oppose interest rate movement

by ft Editorial Staff | Nov 16, 2022 | Charts, Economics, Interest Rates, Mortgages, Real Estate | 0

Following record-smashing refinance volume in 2020-2021, refinances have quickly retreated into irrelevance.

Homebuyers turn to ARMs in 2022 as FRM rates jump

by ft Editorial Staff | Aug 11, 2022 | Charts, Loan Products, Real Estate | 0

ARM rates remain below FRM rates – for now.

Gen Z coming into housing market at historically worst time to buy

by Madison Hart | Jun 24, 2022 | Real Estate | 0

Generation Z, or Zoomers, are zooming into the real estate market, but what do these historical prices mean for first-timers?

Behind the curtain of the Fed’s latest rate hike

by Carrie B. Reyes | Jun 17, 2022 | Economics, Forecasts, Interest Rates, Real Estate, Recessions | 0

Real estate professionals are preparing for the impact from the Fed’s most recent rate hike.

The housing market tips as ARM share rises, mortgage applications plummet

by Carrie B. Reyes | Jun 13, 2022 | Economics, Finance, Market Watch, Mortgages, Real Estate, Recessions | 0

As interest rates have jumped, homebuyers in search of relief are embracing seductively low teaser rates.

POLL: Of your buyers who take title subject to an existing mortgage, how often does the lender call the loan due or demand fees and modification of rates on an assumption?

by ft Editorial Staff | May 31, 2022 | Reader Polls, Real Estate | 0

This week’s poll asks readers to weigh in on all things existing mortgage. Share your experiences with us!

POLL: How many of your buyers take title to a property subject to an existing mortgage without a lender-approved assumption?

by ft Editorial Staff | May 2, 2022 | Reader Polls, Real Estate | 0

This week’s poll inquires on homebuyers’ taking title to existing mortgages.

Can the Fed cool inflation without implementing another recession?

by Carrie B. Reyes | Apr 25, 2022 | Economics, Interest Rates, Real Estate, Recessions | 0

The tipping point for another recession is nigh.

POLL: How often are your buyers’ mortgage applications facing denials compared to last year?

by ft Editorial Staff | Mar 28, 2022 | Reader Polls, Real Estate | 0

This weeks poll inquires about mortgage applications in comparison to the year prior.

Mortgage applications rise even as interest rates jump

by Madison Hart | Mar 18, 2022 | Real Estate | 0

30-year fixed mortgage rates are increasing yet again, and homebuyers are trying to get in mortgage applications before rates hike up too high.

POLL: How many homes for sale today have mortgages that are delinquent on payments?

by ft Editorial Staff | Mar 7, 2022 | Reader Polls, Real Estate | 0

This week’s poll inquires about delinquent mortgage payments today.

Homebuyers, sellers prepare for higher interest rates

by Madison Hart | Feb 25, 2022 | Real Estate | 0

Buyers and sellers are looking for the right moment to make their moves. Mortgage rates are finally on an upward run – making buyers and sellers nervous.

2022’s rising rates slash homebuyer purchasing power

by Carrie B. Reyes | Jan 28, 2022 | Economics, Interest Rates, Real Estate, Recessions | 0

After years of stimulus injections and Federal Reserve (Fed) support, the government is taking off the training wheels in 2022.

Press Release: Q4 2021 Buyer Purchasing Power goes negative with rising interest rates

by Carrie B. Reyes | Jan 5, 2022 | Charts, Economics, Market Watch, Real Estate | 1

The California BPPI figure declined to -5.0 in December 2021, reflecting a 5% decrease in mortgage money available to homebuyers reliant on financing.