The BPPI in Q1 2026 tells us a homebuyer with the same income is able to borrow 2.1% more purchase-assist money than a year ago.
Buyer Purchasing Power Index remains positive in Q1 2026
read more
Real Estate Finance
Develop your understanding of the relationship between mortgage holders and owners through a review of notes, trust deeds, and their provisions and foreclosure procedures.
Stay current on the latest news, videos, forms, and updates for Real Estate Finance
Newly published related content
Home sales volume impacts sales agent licensing and renewals
View California sales agent trends from 2002-present, and examine the effect of home sales volume on licensing.
Sales volume: a powerful magnet for home prices
Home sales volume movement impacts tomorrow’s home prices.
California home sales volume
What’s a broker to do until home sales volume takes off?
Construction starts are below their historical average — and have been since 1990
Construction starts have been far below California’s historical average most years since 1990.
To buy in 2026? Consumer and builder sentiment are both down, a dilemma
Find out what homebuyers and builders have in mind for 2026 and how to make their expectations work for you and your agents!
Mortgage origination volume rises in 2025 — that’s the good news
Even as California’s real estate market is stabilizing, cracks are appearing. This includes higher shares of subprime lending in 2025.
The 20% solution: Personal savings rate and homeownership as agent advice
Over the last few decades, savings has followed a path conversely proportionate to consumer confidence.
The distribution of California’s human resources
See how personal incomes have grown since 2000 across California’s largest regions.
Recent updates to the course e-book
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.