Trending mortgage rates
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
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Category: Economics
A gray area for the SoCal commercial market in Q2 2026
The Southern California (SoCal) commercial property market struggles to recover from economic, trade and geopolitical uncertainties that make long-term leasing decisions less attractive for qualified tenants, leaving commercial property languishing — but there are some areas of improvement.
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Will first-time homebuyers save California’s homeownership rate?
California’s homeownership rate dropped even as the typical age of first-time homebuyers rose.
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Jobs move real estate
Track the single most influential factor on California’s real estate market: the number of people employed.
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More one-person households buying homes
More singles are striking out on their own to become homeowners.
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Income inequality dampens California’s homeownership potential
Income inequality is catching up with California’s economy, stifling household formation and dragging down the housing market.
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Student debt and work around for homeownership
Get your buyers with student debt on track to homeownership.
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California’s low homeownership rate to continue
California’s homeownership rate ballooned during the Millennium Boom, but quickly fell to today’s stable level of 55%.
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Mortgage interest rate smarts
Learn how mortgage loan originators determine the interest rate to offer mortgage applicants.
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Negative equity and foreclosure
When does strategic default make sense for a negative equity homeowner?
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Real estate runs with the labor force participation rate
Brokers who watch the jobs numbers along with the LFP rate will find the trends useful for forecasting their future brokerage conditions
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SoCal commercial market headwinds continue in Q1 2026
Vacancy rates are on a year-over-year upward incline, while net absorption returns were positive this quarter. New projects were opened to the market but are not yet occupied. A few major tenants are boosting occupancy of distribution space, while smaller businesses are slowly shutting down.
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The Federal Reserve’s impact on mortgage rates
Learn how the Fed is using their benchmark rate as a monetary policy tool
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California’s shifting residential vacancy rates tell a story
Residential vacancy rates – along with jobs and residential construction – held steady.
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Streamlined post-entitlement phase permit process in California
State departments may now approve housing plans, and all agencies now have tighter review timelines, or a building permit application is deemed complete.
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Buyer Purchasing Power Index remains positive in Q1 2026
The BPPI in Q1 2026 tells us a homebuyer with the same income is able to borrow 2.1% more purchase-assist money than a year ago.
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Form-of-the-Week: Purchase Agreement with Short Sale Contingency, and Deed-in-Lieu of Foreclosure — Forms 150-5 and 406
Alternative methods to a foreclosure sale on mortgaged property include a short sale and a deed-in-lieu of foreclosure. RPI Form 150-5 allows a buyer to purchase a property when the mortgage holder agrees to take a reduced payoff to satisfy the debt and clear title. RPI Form 406 allows an owner to deed their property directly to their mortgage holder.
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To buy in 2026? Consumer and builder sentiment are both down, a dilemma
Find out what homebuyers and builders have in mind for 2026 and how to make their expectations work for you and your agents!
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The 20% solution: Personal savings rate and homeownership as agent advice
Over the last few decades, savings has followed a path conversely proportionate to consumer confidence.
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SoCal commercial property struggles for buoyancy — Q4 2025
Vacancy rates are up in all SoCal sectors and counties, aside from Orange County office and a slight year-over decrease for Los Angeles industrial. Net absorption remains negative for San Diego and Orange County but turned positive for Los Angeles and Inland Empire industrial in 2025.
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