Interest rates hit historic lows for mortgages; Plummeting interest rates send refinances soaring; The yield spread forecasts the long recovery ahead
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Refinances made up 79% of all mortgage originations in Q2 2020.
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Cash-out refinances on FHA mortgages will need a minimum of 20% equity.
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National mortgage volume turned in a mixed performance in 2018.
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Zabriskie v. Federal National Mortgage Association Facts: A homeowner defaults on their mortgage...
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The Fed’s key interest rate rises; ARMs and FRMs inch higher; Refinances fall with higher interest rates
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Homeowners who rent out their home to short-term guests need to jump through extra hurdles to find a lender to refinance with.
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Refinances rise with low rates; FRM rates continue to decrease, for now; Rate decrease impacts buyer purchasing power
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There is a coming headwind to today’s upward refinancing trend.
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This is the third part in an article series on mortgage programs for veterans. This article examines the Interest Rate Reduction Refinance Loan (IRRRL).
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The basics of negotiating to modify the terms of a mortgage.
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California leads the way in new MLO licenses, but fewer refinances spell trouble for 2014.
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Refinancing or looking for financing to upgrade to a new home? Here’s a mortgage tip to prevent delays or denial.
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The Federal Housing Finance Administration (FHFA) is modifying your loan, whether you like it or not!
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Are borrowers more financially savvy now than before the Millennium Boom? Yes (61%, 44 Votes) No...
Read MoreThe revamped version of the Home Affordable Refinance Program (known as HARP 2.0) is up and running, nearly doubling the number of refinances it made the first quarter of 2012 –180,000 nationwide – compared to 93,000 in the...
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This article evaluates the FHA’s Streamline Refinance Program, and the impact its reduced mortgage insurance premiums will have on California homeowners.
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Are more of your buyers looking for: a compromise on house size and commute? (57%, 16 Votes) a...
Read MoreThis article examines the recent revisions made to the Administration’s Home Affordable Refinance Program (HARP) and analyzes its actual effect on the real estate market.
Read MoreDo you believe the Fed’s investment policy with Operation Twist will improve California’s housing market? No (84%, 37 Votes) Yes (16%, 7 Votes) Total Voters: 44 The Federal Reserve (the Fed) has embarked on a modest investment...
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