Mortgage fraud is climbing in the wake of the pandemic
When the real estate market goes low, mortgage fraud goes high!
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Tag: refinance
Refinances oppose interest rate movement
Following record-smashing refinance volume in 2020-2021, refinances have quickly retreated into irrelevance.
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Mortgage lenders expect the housing market to worsen in 2023
2022 has some mortgage lenders packing their bags and heading for the exits.
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Average U.S. homeowner tenure dips after pandemic upheaval
The average tenure of homeowners has changed since the pandemic. California is no different, but how many changes occurred? Read on to discover the impacts of homeownership tenure changing.
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Mortgage applications rise even as interest rates jump
30-year fixed mortgage rates are increasing yet again, and homebuyers are trying to get in mortgage applications before rates hike up too high.
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2021 mortgage originations decline from record heights
$3.8 trillion in mortgages were originated in 2021, the majority of which were refinances.
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Low interest rates are keeping homes off the market
Homeowners take advantage of low interest rates to refinance their homes, reducing opportunities for homebuyers.
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Low interest rates are here to stay, spurring refinancing; Monthly Statistical Update (November 2020)
Interest rates hit historic lows for mortgages; Plummeting interest rates send refinances soaring; The yield spread forecasts the long recovery ahead
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Lower LTVs required for FHA, VA cash-out refinances
Cash-out refinances on FHA mortgages will need a minimum of 20% equity.
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Commercial, residential mortgage originations flat-to-down in 2018-2019
National mortgage volume turned in a mixed performance in 2018.
Read MoreIs Fannie Mae liable for money losses resulting from a false foreclosure report in its underwriting software?
Zabriskie v. Federal National Mortgage Association Facts: A homeowner defaults on their mortgage and short sells their home. The homeowner later obtains a mortgage for the purchase of a new home. More than two years after their...
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Interest rates to rise, refinances fall; Monthly Statistical Update (October 2017)
The Fed’s key interest rate rises; ARMs and FRMs inch higher; Refinances fall with higher interest rates
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Airbnb hosts hit obstacles to refinancing
Homeowners who rent out their home to short-term guests need to jump through extra hurdles to find a lender to refinance with.
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Mortgage rate movement impacts homebuyers and owners; Monthly Statistical Update (October 2016)
Refinances rise with low rates; FRM rates continue to decrease, for now; Rate decrease impacts buyer purchasing power
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Lower mortgage rates give refinancing a boost in 2016
There is a coming headwind to today’s upward refinancing trend.
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The interest rate reduction refinance loan (IRRRL) for VA mortgages
This is the third part in an article series on mortgage programs for veterans. This article examines the Interest Rate Reduction Refinance Loan (IRRRL).
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Changing the terms of a mortgage
The basics of negotiating to modify the terms of a mortgage.
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Mortgage loan originator growth continues, for now
California leads the way in new MLO licenses, but fewer refinances spell trouble for 2014.
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FARM: Mortgage application smarts
Refinancing or looking for financing to upgrade to a new home? Here’s a mortgage tip to prevent delays or denial.
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New loan mod program — automatic, ineffectual
The Federal Housing Finance Administration (FHFA) is modifying your loan, whether you like it or not!
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