Refinances oppose interest rate movement
Refinances made up 79% of all mortgage originations in Q2 2020.
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Tag: refinance
Lower LTVs required for FHA, VA cash-out refinances
Cash-out refinances on FHA mortgages will need a minimum of 20% equity.
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Commercial, residential mortgage originations flat-to-down in 2018-2019
National mortgage volume turned in a mixed performance in 2018.
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Is Fannie Mae liable for money losses resulting from a false foreclosure report in its underwriting software?
Zabriskie v. Federal National Mortgage Association Facts: A homeowner defaults on their mortgage...
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Interest rates to rise, refinances fall; Monthly Statistical Update (October 2017)
The Fed’s key interest rate rises; ARMs and FRMs inch higher; Refinances fall with higher interest rates
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Airbnb hosts hit obstacles to refinancing
Homeowners who rent out their home to short-term guests need to jump through extra hurdles to find a lender to refinance with.
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Mortgage rate movement impacts homebuyers and owners; Monthly Statistical Update (October 2016)
Refinances rise with low rates; FRM rates continue to decrease, for now; Rate decrease impacts buyer purchasing power
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Lower mortgage rates give refinancing a boost in 2016
There is a coming headwind to today’s upward refinancing trend.
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The interest rate reduction refinance loan (IRRRL) for VA mortgages
This is the third part in an article series on mortgage programs for veterans. This article examines the Interest Rate Reduction Refinance Loan (IRRRL).
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Changing the terms of a mortgage
The basics of negotiating to modify the terms of a mortgage.
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Mortgage loan originator growth continues, for now
California leads the way in new MLO licenses, but fewer refinances spell trouble for 2014.
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FARM: Mortgage application smarts
Refinancing or looking for financing to upgrade to a new home? Here’s a mortgage tip to prevent delays or denial.
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New loan mod program — automatic, ineffectual
The Federal Housing Finance Administration (FHFA) is modifying your loan, whether you like it or not!
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“Fool me once, shame on you”: ARM homeowners wise-up on refinances
Are borrowers more financially savvy now than before the Millennium Boom? Yes (61%, 44 Votes) No...
Read MoreHARP 2.0 increases refinances
The revamped version of the Home Affordable Refinance Program (known as HARP 2.0) is up and running, nearly doubling the number of refinances it made the first quarter of 2012 –180,000 nationwide – compared to 93,000 in the...
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FHA lowers fees on streamline refis: will it help California?
This article evaluates the FHA’s Streamline Refinance Program, and the impact its reduced mortgage insurance premiums will have on California homeowners.
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USDA to help its rural homeowners refinance
Are more of your buyers looking for: a compromise on house size and commute? (57%, 16 Votes) a...
Read MoreHARP 2.0: bringing band-aids to a war zone
This article examines the recent revisions made to the Administration’s Home Affordable Refinance Program (HARP) and analyzes its actual effect on the real estate market.
Read MoreThe Fed’s retro “twist” seeks modern dancing partners
Do you believe the Fed’s investment policy with Operation Twist will improve California’s housing market? No (84%, 37 Votes) Yes (16%, 7 Votes) Total Voters: 44 The Federal Reserve (the Fed) has embarked on a modest investment...
Read MoreA bounty of loan deals, a dearth of willing buyers
Home loan rates fell for the seventh straight week, but very few borrowers are taking the opportunity to buy or refinance. Supply is in the air and it is driving prices down, but buyers remain scarce. According to a recent...
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