refinance | firsttuesday Journal

Mortgage fraud is climbing in the wake of the pandemic

by Ashley Collins | Dec 8, 2022 | first tuesday Local, Mortgages, Real Estate | 0

When the real estate market goes low, mortgage fraud goes high!

Refinances oppose interest rate movement

by ft Editorial Staff | Nov 16, 2022 | Charts, Economics, Interest Rates, Mortgages, Real Estate | 0

Following record-smashing refinance volume in 2020-2021, refinances have quickly retreated into irrelevance.

Mortgage lenders expect the housing market to worsen in 2023

by Carrie B. Reyes | Nov 14, 2022 | Economics, Market Watch, Mortgages, Real Estate, Recessions | 1

2022 has some mortgage lenders packing their bags and heading for the exits.

Average U.S. homeowner tenure dips after pandemic upheaval

by Madison Hart | Apr 25, 2022 | Real Estate | 0

The average tenure of homeowners has changed since the pandemic. California is no different, but how many changes occurred? Read on to discover the impacts of homeownership tenure changing.

Mortgage applications rise even as interest rates jump

by Madison Hart | Mar 18, 2022 | Real Estate | 0

30-year fixed mortgage rates are increasing yet again, and homebuyers are trying to get in mortgage applications before rates hike up too high.

2021 mortgage originations decline from record heights

by Carrie B. Reyes | Dec 6, 2021 | Economics, Finance, Real Estate | 0

$3.8 trillion in mortgages were originated in 2021, the majority of which were refinances.

Low interest rates are keeping homes off the market

by Casandra Lopez | Nov 24, 2021 | Economics, Real Estate | 0

Homeowners take advantage of low interest rates to refinance their homes, reducing opportunities for homebuyers.

Low interest rates are here to stay, spurring refinancing; Monthly Statistical Update (November 2020)

by ft Editorial Staff | Nov 2, 2020 | Charts, Market Watch, Monthly Statistical Update, Real Estate | 0

Interest rates hit historic lows for mortgages; Plummeting interest rates send refinances soaring; The yield spread forecasts the long recovery ahead

Lower LTVs required for FHA, VA cash-out refinances

by ft Editorial Staff | Aug 14, 2019 | Loan Products | 0

Cash-out refinances on FHA mortgages will need a minimum of 20% equity.

Commercial, residential mortgage originations flat-to-down in 2018-2019

by Carrie B. Reyes | May 7, 2019 | Finance | 0

National mortgage volume turned in a mixed performance in 2018.

Is Fannie Mae liable for money losses resulting from a false foreclosure report in its underwriting software?

by Oscar Alvarez | Apr 29, 2019 | Finance, Mortgages, Real Estate, Recent Case Decisions | 0

Zabriskie v. Federal National Mortgage Association Facts: A homeowner defaults on their mortgage and short sells their home. The homeowner later obtains a mortgage for the purchase of a new home. More than two years after their...

Interest rates to rise, refinances fall; Monthly Statistical Update (October 2017)

by ft Editorial Staff | Oct 2, 2017 | Charts, Market Watch, Monthly Statistical Update, Real Estate | 0

The Fed’s key interest rate rises; ARMs and FRMs inch higher; Refinances fall with higher interest rates

Airbnb hosts hit obstacles to refinancing

by Carrie B. Reyes | Mar 14, 2017 | Investment, Loan Products, Property Management | 0

Homeowners who rent out their home to short-term guests need to jump through extra hurdles to find a lender to refinance with.

Mortgage rate movement impacts homebuyers and owners; Monthly Statistical Update (October 2016)

by ft Editorial Staff | Oct 11, 2016 | Charts, Market Watch, Monthly Statistical Update | 0

Refinances rise with low rates; FRM rates continue to decrease, for now; Rate decrease impacts buyer purchasing power

Lower mortgage rates give refinancing a boost in 2016

by Carrie B. Reyes | Oct 10, 2016 | Interest Rates, Loan Products | 0

There is a coming headwind to today’s upward refinancing trend.

The interest rate reduction refinance loan (IRRRL) for VA mortgages

by ft Editorial Staff | Jul 26, 2015 | Feature Articles, Loan Products | 0

This is the third part in an article series on mortgage programs for veterans. This article examines the Interest Rate Reduction Refinance Loan (IRRRL).