FARM: Mortgage application smarts
Refinancing or looking for financing to upgrade to a new home? Here’s a mortgage tip to prevent delays or denial.
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Author: Nicole Jessen
FARM: Save on landscape maintenance
Keep your lawn and yard pristine without bleeding the green. To stay green, your lawn requires a lot of water and fertilizer. Reduce these costs by nourishing efficiently and planting effectively.
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Case in point: Is a HAMP servicer required to offer a permanent loan modification to a homeowner who successfully completes a trial period plan?
Recent cases have closed loopholes enabling servicers to back out of providing permanent modifications to qualified homeowners.
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Does a lender funding the refinance of an existing trust deed take the priority position held by that trust deed when an intervening trust deed is recorded?
A lender funded the payoff of a debt evidenced by a note and secured by a first trust deed on property. On funding, the lender recorded a trust deed on the property.
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Is a trustee’s sale valid if an assignment of the beneficial interest under a trust deed is not recorded prior to the sale?
Facts: A property owner defaulted on a loan secured by a trust deed. MERS, as beneficiary, instructed the trustee to foreclose.
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