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Latest video published 9/3/2019

  • Mortgage Concepts: When is the credit exception notice used?Mortgage Concepts: When is the credit exception notice used?

    Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses circumstances that require the issuances of the credit exception notice. For course credit toward renewing your NMLS license, visit firsttuesday.us.

  • Mortgage Concepts: Issuing a risk-based pricing noticeMortgage Concepts: Issuing a risk-based pricing notice

    Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses circumstances that require the issuances of the risk-based pricing notice.

  • The Inspection and ReportThe Inspection and Report

    A home inspector’s non-invasive examination of the mechanical, electrical and plumbing systems of the dwelling, as well as the components of the structure, such as the roof, ceiling, walls, floors and foundations.

  • A Home Inspector’s QualificationsA Home Inspector’s Qualifications

    Qualifications of real estate service providers who conduct home inspections.

  • Mortgage Concepts: Is it a violation of the Equal Credit Opportunity Act (ECOA)?Mortgage Concepts: Is it a violation of the Equal Credit Opportunity Act (ECOA)?

     Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses violations of the Equal Credit Opportunity Act, examples of discrimination, and exceptions. For course credit toward renewing your NMLS license, visit firsttuesday.us.   ECOA Purpose and Coverage The Equal Credit Opportunity Act (ECOA) was enacted in 1974 ...

  • Transparency by Design, Not DefaultTransparency by Design, Not Default

    The use of a home inspection report to mitigate risks of misrepresentation in the preparation of a seller’s Transfer Disclosure Statement (TDS).

  • Mortgage Concepts: What are the different loan features?Mortgage Concepts: What are the different loan features?

    Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video gives an overview of the different types of loan features. For course credit toward renewing your NMLS license, visit firsttuesday.us.

  • Mortgage Concepts: What are the different loan types?Mortgage Concepts: What are the different loan types?

     Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses the different types of loans, identifying which governing entity by which a loan is either insured or guaranteed. For course credit toward renewing your NMLS license, visit firsttuesday.us.   Loan type This data point indicates if the ...

  • firsttuesday Halloween Special Prior Occupant’s Affliction and Death, Part IIfirsttuesday Halloween Special Prior Occupant’s Affliction and Death, Part II

    Part II of this video series concludes the discussion of the duties of a buyer’s agent and seller’s agent to disclose a prior occupant’s death.

  • firsttuesday Halloween Special: Prior Occupant’s Affliction and Death, Part Ifirsttuesday Halloween Special: Prior Occupant's Affliction and Death, Part I

    When to disclose a prior occupant's affliction or death, Part I