View California sales agent trends from 2002-present, and examine the effect of home sales volume on licensing.
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.

06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.
View California sales agent trends from 2002-present, and examine the effect of home sales volume on licensing.
Home sales volume movement impacts tomorrow’s home prices.
What’s a broker to do until home sales volume takes off?
The current administration seeks to tackle the price-to-income gap by loosening mortgage regulation — it will be as successful as putting out a fire with gasoline.
Construction starts have been far below California’s historical average most years since 1990.
Find out what homebuyers and builders have in mind for 2026 and how to make their expectations work for you and your agents!
Even as California’s real estate market is stabilizing, cracks are appearing. This includes higher shares of subprime lending in 2025.
Over the last few decades, savings has followed a path conversely proportionate to consumer confidence.
As delinquencies (and foreclosures) tick up in 2026, this primer will help you prepare for a shifting housing market.