Trending mortgage rates
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
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Category: Economics
Jobs move real estate
Track the single most influential factor on California’s real estate market: the number of people employed.
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The distribution of California’s human resources
See how personal incomes have grown since 2000 across California’s largest regions.
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Buyer Purchasing Power Index (BPPI) inches higher in Q4 2025
Buyers today are able to borrow 2.1% more than a year earlier due to lower interest rates alone.
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Real estate runs with the labor force participation rate
Brokers who watch the jobs numbers along with the LFP rate will find the trends useful for forecasting their future brokerage conditions
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Home sales volume flattened in 2025
Take a glance back at recent sales volume — look ahead for a take on 2026, and beyond.
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Age and education in the golden state
Age and education data complete a portrait of California’s largest and most dynamic counties.
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Negative equity and foreclosure
When does strategic default make sense for a negative equity homeowner?
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SoCal commercial property entrenched in decline — Q3 2025
Vacancy and net absorption rates for the Southern California commercial property market worsened for most sectors.
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Golden state population trends
California population shifts since 2000 sheds light on how current migration trends impact residential rentals and sales.
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Due-on clause exceptions and waivers
This article covers exceptions and waivers to the enforceability of the due-on clause present in all trust deeds and enforced on sales only during a cycle of rising long-term fixed rate mortgage rates.
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A closer look at the due-on clause
This article covers an owner’s use of property rights which allows a mortgage holder to capitalize on the due-on clause to extract further profit by calling the mortgage due and payable, or waiving the call to modify the interest rate and payment schedule at current market rates.
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The Federal Reserve’s impact on mortgage rates
Learn how the Fed is using their benchmark rate as a monetary policy tool
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Renting and owning by county
Homeownership and rental vacancy rates decline across California. Are rentals the future of real estate?
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(Re)introducing the due-on clause
This multimedia article explains when due-on clauses become used in the economic cycle and under which sale and leasing arrangements.
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Boomers retire and California reinvents their housing, again
Retiring Baby Boomers shift California’s future direction of real estate ownership.
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Buyer Purchasing Power Index flattens in Q3 2025
The California Buyer Purchasing Power Index (BPPI) tells us a homebuyer with the same income is able to borrow 1.47% less purchase-assist mortgage money than a year ago.
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The 20% solution: Personal savings rates and homeownership
Over the last few decades, savings has followed a path conversely proportionate to consumer confidence.
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Market price influencers
When forming a broker price opinion (BPO), a broker looks beyond the property itself to the various market factors which influence its value.
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What is the Conference Board? A recession proclaimed by committee
Real estate agents and brokers must learn to read economic factors and become familiar with the institution charged with labeling recessions.
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