Learn how the Fed is using their benchmark rate as a monetary policy tool
The Federal Reserve’s impact on mortgage rates
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Real Estate Finance
Develop your understanding of the relationship between mortgage holders and owners through a review of notes, trust deeds, and their provisions and foreclosure procedures.
Stay current on the latest news, videos, forms, and updates for Real Estate Finance
Newly published related content
Form-of-the-Week: Credit report disclosure forms for originating an SFR mortgage — Forms 302, 217, 217-1, 217-2 and 219
A mortgage loan originator (MLO) processing an SFR mortgage application pulls a credit report, advises the applicant of the credit agency’s score and any derogatory financial information which suggests adverse action on the application. Critical to approval, the applicant provides the MLO with explanations for the derogatory items so the MLO can process the application.
Fannie Mae, Freddie Mac accept new credit score model
Lenders and MLOs now have more Enterprise-approved options for qualifying homebuyers with thin credit histories.
California’s shifting residential vacancy rates tell a story
Residential vacancy rates – along with jobs and residential construction – held steady.
San Francisco housing indicators
View these charts for current activity and forecasts for San Francisco’s housing market.
Sacramento County housing indicators
Get to know Sacramento County’s local housing fundamentals in these charts and forecasts.
Santa Clara County regional housing indicators
Santa Clara’s housing market is experiencing the downfall from 2021’s pandemic bounce.
Riverside housing indicators
View these Riverside regional charts for details on current activity and forecasts for its local housing market.
California’s for-sale inventory growth: buyer caution rises faster than owner need to sell
In early 2025, low-tier priced housing has the lowest level of inventory available for sale or rent.
Recent updates to the course e-book
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.