Home prices continued to slide across California in November 2025.
California tiered home pricing
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Real Estate Finance
Develop your understanding of the relationship between mortgage holders and owners through a review of notes, trust deeds, and their provisions and foreclosure procedures.
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Form-of-the-Week: Escrow instructions, and beneficiary statement — Forms 401 and 415
An agent or escrow officer uses RPI Form 401 when preparing instructions to open a purchase escrow with an escrow officer, and RPI Form 415 when escrow requests mortgage information from a mortgage holder regarding their lien on a property to confirm the terms of the debt or obtain a payoff demand.
Trending mortgage rates
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
California’s for-sale inventory growth: buyer caution rises faster than owner need to sell
In early 2026, low-tier priced housing has the lowest level of inventory available for sale or rent.
Federal guidance pushes MLOs to weigh applicant immigration status
Federal guidance now encourages MLOs to discriminate based on immigration status. How does that impact MLO practice in California?
California’s low homeownership rate to continue
California’s homeownership rate ballooned during the Millennium Boom, but quickly fell to today’s stable level of 55%.
California price-per-square-foot analysis
Want a deeper understanding of your local real estate market? These charts show the price-per-square-foot history of home sales in communities across California.
Sacramento County housing indicators
Get to know Sacramento County’s local housing fundamentals in these charts and forecasts.
Santa Clara County regional housing indicators
Santa Clara’s housing market is experiencing the downfall from 2021’s pandemic bounce.
Recent updates to the course e-book
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.