Find out what homebuyers and builders have in mind for 2026 and how to make their expectations work for you and your agents!
To buy in 2026? Consumer and builder sentiment are both down, a dilemma
read more
Mortgage Loan Brokering & Lending
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
Recent updates to the course e-book
No corrections reported.
Newly published related content
Mortgage origination volume rises in 2025 — that’s the good news
Even as California’s real estate market is stabilizing, cracks are appearing. This includes higher shares of subprime lending in 2025.
The 20% solution: Personal savings rate and homeownership as agent advice
Over the last few decades, savings has followed a path conversely proportionate to consumer confidence.
Mortgage delinquencies lead to foreclosures
As delinquencies (and foreclosures) tick up in 2026, this primer will help you prepare for a shifting housing market.
The distribution of California’s human resources
See how personal incomes have grown since 2000 across California’s largest regions.
Newly-licensed sales agent and broker population
This article examines the number of broker and sales agent licenses issued by the DRE from 1998-present, with forecasts about future licensing trends.
Buyer Purchasing Power Index (BPPI) inches higher in Q4 2025
Buyers today are able to borrow 2.1% more than a year earlier due to lower interest rates alone.
Using the yield spread to forecast recession and recovery conditions
The yield spread indicates the likelihood of a recession or recovery one year forward.
Age and education in the golden state
Age and education data complete a portrait of California’s largest and most dynamic counties.