recession | firsttuesday Journal

Using the yield spread to forecast recessions and recoveries

by ft Editorial Staff | Mar 22, 2023 | Charts, Interest Rates, Mortgages, Real Estate | 33

The yield spread indicates the likelihood of a recession or recovery one year forward.

California home sales volume broke another decade low in January 2023

by Carrie B. Reyes | Mar 1, 2023 | Economics, Home Sales, Real Estate, Recessions | 0

California home sales volume started 2023 with the lowest numbers since the Great Recession.

Verify seller’s property disclosures: retain a home inspector

by Carrie B. Reyes | Feb 27, 2023 | Feature Articles, Real Estate, Your Practice | 0

How a buyer confirms the disclosure of property conditions – and how the buyer may require the seller to correct defects, adjust the sales price, or recover costs after closing.

Stagflation woes put California’s housing market on alert

by Carrie B. Reyes | Feb 23, 2023 | Economics, Forecasts, Real Estate, Recessions | 0

Will stagflation rear its ugly head again in 2023, pushing the housing market deeper into recession?

The many pitfalls of pocket listings

by Carrie B. Reyes | Feb 20, 2023 | Buyers and Sellers, Feature Articles, Home Sales, Real Estate, Your Practice | 0

The risky business of pocket listings are dangerous for sellers, buyers — and brokers.

A home inspection report: the liability shield for a seller’s broker

by Carrie B. Reyes | Feb 16, 2023 | Buyers and Sellers, Feature Articles, Laws and Regulations, Real Estate, Your Practice | 0

A home inspection report is used by a seller’s broker to shift the risks of non-disclosure liability in their use of a seller’s Transfer Disclosure Statement.

A property’s energy consumption: Part 2: Marketing a property’s energy use

by Carrie B. Reyes | Feb 14, 2023 | Feature Articles, Home Sales, Marketing Flyers, Real Estate, Your Practice | 0

How seller’s agents can market a home’s energy use, from a green home to an energy-sucking fixer-upper.

Homebuyers recede as 2022’s mortgage rate tsunami ends

by Carrie B. Reyes | Feb 9, 2023 | Economics, Home Sales, Real Estate, Recessions | 0

As long as buyers are limited by rising mortgage rates, the seller’s list price is the only moveable part in the transaction.

Negative equity and foreclosure

by Carrie B. Reyes | Jan 27, 2023 | Economics, Feature Articles, Mortgages, Real Estate, Recessions | 0

When does strategic default make sense for a negative equity homeowner?

Pivot to find profits during a recession: Focus on homebuyers

by Carrie B. Reyes | Jan 16, 2023 | Feature Articles, Home Sales, Real Estate, Your Practice | 0

To make a profit during a buyer’s market, real estate agents need to exercise new strategies.

Rent collectible under a lease agreement

by Amy Perry | Jan 13, 2023 | Property Management, Real Estate, Recessions | 1

When a tenant commits a material breach of the lease agreement, possession may terminate. However, the landlord’s right to collect rents throughout the term of the lease remains.

Home Builders struggle to find the silver lining in 2022-2023 housing market

by Carrie B. Reyes | Jan 12, 2023 | Economics, Home Sales, Real Estate, Recessions | 1

Builder confidence in single family residence (SFR) construction fell each month in 2022 – but there is a bright spot.

The danger of high appraisals in a spiraling housing market

by Carrie B. Reyes | Jan 9, 2023 | Appraisal, Economics, Home Sales, Mortgages, Real Estate, Recessions | 2

A high appraisal has long stakes for homebuyers – and lenders.

A balance sheet real(i)ty check

by Carrie B. Reyes | Jan 3, 2023 | Economics, Feature Articles, Finance, Real Estate, Recessions | 0

Learn how to use a balance sheet for a discussion with your homeowner clients about their assets and debts.

Press Release: Buyer Purchasing Power Index ends 2022 31% below a year earlier

by Carrie B. Reyes | Jan 3, 2023 | Charts, Economics, Real Estate, Recessions | 0

California homebuyers are able to borrow 31% less than a year earlier due to higher interest rates alone.

Mortgage delinquencies edge higher going into 2023

by Carrie B. Reyes | Dec 30, 2022 | Economics, Finance, Real Estate, Recessions | 0

Making payments on an underwater mortgage in a declining market can feel a bit like pushing a boulder up a mountain.

California real estate: 2022 in review and a forecast for 2023

by Carrie B. Reyes | Dec 27, 2022 | Economics, Feature Articles, Home Sales, Interest Rates, Laws and Regulations, Real Estate, Recessions, Your Practice | 4

Read about the legislative changes and economic shifts which impacted real estate professionals during 2022 – and our forecast for 2023.

Hiring newly-minted real estate agents in a recession

by Ashley Collins | Dec 23, 2022 | Licensing and Education, Real Estate, Recessions | 0

Now is the instructive period of a business cycle which positions talented, recent licensees to max out the good times in the recovery phase of a business cycle.