California tiered home pricing
Home prices turn in a mixed performance across California’s metropolitan areas.
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Tag: mortgage
First-time homebuyers and new housing
Young homebuyers are expected to give residential construction a boost in the coming years.
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Does a super-priority lien take priority over all prior recorded liens on a property?
County of Sonoma v. U.S. Bank
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Does a national bank on acquiring a mortgage originated by a federal savings association need to pay interest on an impound account?
McShannock v. JP Morgan Chase Bank
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Commercial lending plummets in 2020
The Mortgage Bankers Association (MBA) forecasts a 59% decline in commercial loan origination amounts in 2020 for a total of $248 billion.
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May a lender refuse to accept a homeowner’s post-petition mortgage reinstatement and foreclose?
Earline Williams v. 21st Mortgage Corporation
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Mortgage credit availability declines as recession certainty sets in
Lenders are walking a tightrope this spring.
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Bankruptcy’s tie to homeownership
Does filing bankruptcy actually benefit homeowners seeking to avoid foreclosure?
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The votes are in: Clients don’t pull their credit report before mortgage pre-approval
According to a recent first tuesday poll, 67% of prospective homebuyers seeking to be pre-approved...
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POLL: Do clients pull their credit report before seeking pre-approval for a mortgage?
Do most of your clients pull their credit report and score before seeking pre-approval for a...
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California mortgage loan originators down in 2019
The trend for state-licensed MLOs is down in 2019.
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Appraisal threshold to be raised for first time in 25 years
Appraisals will not be required for one-to-four-unit residential property transactions of $400,000 and under.
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May the holder of two trust deeds on a property nonjudicially foreclose on the senior mortgage and seek a deficiency judgment on the junior?
Black Sky Capital, LLC v. Cobb Facts: A property owner obtains a mortgage secured by a trust deed...
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May a mortgage holder demand an owner pay portions of the mortgage deferred under a mortgage modification when the owner defaults on the modified mortgage?
Taniguchi v. Restoration Homes, Inc. Facts: A property owner defaults on their mortgage and their...
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Fintech struggles to advance real estate
While fintech has revolutionized financial markets, it has made relatively little difference in how we buy and sell real estate.
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Student debt weighs down the housing market
Get your buyers with student debt on track to homeownership.
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Commercial, residential mortgage originations flat-to-down in 2018-2019
National mortgage volume turned in a mixed performance in 2018.
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California’s sanctuary policies protect homeownership
How does the controversial sanctuary state law help California real estate agents?
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Is Fannie Mae liable for money losses resulting from a false foreclosure report in its underwriting software?
Zabriskie v. Federal National Mortgage Association Facts: A homeowner defaults on their mortgage...
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Government-backed mortgages take off among servicemembers
The number of VA-guaranteed mortgages spiked during the 2008 recession and have only grown in popularity.
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