The Federal Reserve’s impact on mortgage rates
Learn how the Fed uses their benchmark rate as a monetary policy tool to induce and restrain levels of borrowing.
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Tag: mortgage interest rates
2020 in review and a forecast for 2021
This article digests the major housing developments that occurred in 2020 and details firsttuesday’s forecast for 2021.
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Press Release: Q2 2020 Buyer Purchasing Power Index rises due to historically low interest rates
The Buyer Purchasing Power Index (BPPI) rose to +10.5 in the second quarter of 2020.
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Buyer Purchasing Power Index rises in Q4 2019 with falling interest rates
first tuesday’s 2020 forecast shows buyer purchasing power decreasing in the coming months.
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Press release: Buyer purchasing power index positive in Q2 2019
The California Buyer Purchasing Power Index (BPPI) figure was +6.2 in June 2019.
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California’s hottest markets are slowing down, fast
The average days-on-market is up significantly at the end of 2018.
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How higher interest rates impact real estate
Interest rate movement going into 2019: a real-life example for California’s housing market
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Does a cost of savings index (COSI) substitution require affirmative approval from a lender’s regulator?
Campidoglio LLC v. Wells Fargo & Company Facts: A borrower obtains a mortgage from a lender....
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Wells Fargo fined $1 billion for inappropriate rate lock fees
Banking giant Wells Fargo was recently fined $1 billion by the Consumer Financial Protection Bureau (CFPB).
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The lull before the storm: 16 factors set to rise with interest rates
Understand how the market will be impacted by the coming era of rising interest rates.
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2017 in review and a forecast for 2018
This article looks back on 2017’s highlights and provides insight for real estate in 2018.
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More ARMs suggest a riskier housing market
The share of homebuyers using ARMs has increased at all price points in 2017.
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ARM holders get first taste of Fed rate increases
Interest rates on ARMs are edging higher. What will be the impact on the housing market?
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Press Release: Buyer Purchasing Power Index negative in Q2 2017
The California Buyer Purchasing Power Index (BPPI) figure was -1.24 in June 2017.
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Do higher mortgage rates mean a return of mortgage points?
Mortgage points allow the homebuyer to pay an upfront fee in exchange for a lower interest rate.
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Survey says: Rising mortgage rates to impact home prices
Rising mortgage interest rates will have the biggest impact on home prices in 2017.
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Press Release: Buyer purchasing power takes a hit
The California Buyer Purchasing Power Index (BPPI) figure decreased in December 2016 to -2.36....
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Californians spend more of their income on housing payments
The highest renter income-to-rent ratio in the nation is found in Los Angeles, followed by San Francisco
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Why is the LIBOR rising?
Despite the reason, borrowers ultimately pay the price.
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Lower mortgage rates give refinancing a boost in 2016
There is a coming headwind to today’s upward refinancing trend.
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