The 20% solution: personal savings rates and homeownership
How today’s savings rates impact California’s real estate market.
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Tag: down payment
In California, where down payments are highest, homeownership is lowest
Low loan-to-value ratios (LTVs) aren’t necessarily a good thing.
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How homebuyers are saving up to buy
55% of homebuyers reported making at least one type of financial sacrifice to save.
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Change the law: Phase in a Qualified Residential Mortgage requirement for a 20% down payment
first tuesday proposes to phase in a graduated down payment requirement for the qualified residential mortgage (QRM).
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Obstacles holding back renters from homeownership
Most renters report a number of obstacles are holding them back from buying a home.
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POLLS: Down payments and closing transactions
In your experience, the number of homebuyers with a down payment smaller than 20% is: increasing....
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Can Millennials afford to be homeowners anymore?
Soaring prices and stagnant wages make saving for a home a decades-long struggle among young prospective homebuyers.
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Would-be homebuyers and the 20% down payment misconception
One-in-three potential homebuyers think a 20% down payment is required.
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Older first-time homebuyers have more savings, less income
Today’s first-time homebuyers are better for housing market stability
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Over half of homebuyers put less than 20% down in 2018
Full down payments are becoming a relic of the past.
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Change the law: Start a down payment savings program for first-time homebuyers in California
Our proposal: We propose Californian’s legislature create a program to allow future first-time...
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First-time homebuyers get creative to cover down payments, mortgages
Fast-rising home prices are causing first-time homebuyers to think creatively when it comes to financing.
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POLL: Is the number of homebuyers with a down payment smaller than 20% increasing?
In your experience, the number of homebuyers with a down payment smaller than 20% is: increasing....
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Millennials are better at saving than you think
How do Millennials’ saving habits affect their homebuying goals?
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Low LTVs provide little motivation for California sellers
California has one of the lowest average loan-to-value ratios in the U.S.
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POLL: Down payments smaller than 20%?
The number of homebuyers with a down payment smaller than 20% is: increasing. (67%, 63 Votes)...
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Saving for down payment biggest obstacle to homeownership
The lack of down payment is holding back would-be homebuyers.
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Tech corner: Saving for a down payment, made easier with these apps
In this article, we review three of the most popular saving apps to get your clients on track to buying a home.
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Down payment gifts boost homeownership, but at what cost?
Young adults who receive financial assistance from their parents are more likely to become homeowners than their peers.
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POLL: Is the number of buyers with a down payment smaller than 20% increasing, decreasing or staying the same?
The number of homebuyers with a down payment smaller than 20% is: increasing. (69%, 99 Votes)...
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