Mounting debt is locking Millennials out of real estate
As student loan debt piles on, first-time homebuyers of the Millennial generation feel the weight.
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Tag: down payment
Employment and wages highest hurdles for Millennial first-time homebuyers
The American Dream of homeownership is out of reach for the average Millennial, especially in California. What will it take to restore the dream?
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First-time homebuyers and households of color most impacted by interest rate hikes
Absent a decrease in demand (unlikely), first-time homebuyers, and particularly homebuyers of color, stand to lose the most from 2022’s rising interest rates.
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Now spent, stimulus payments leave no lasting impacts for households
As savings dwindle, so do individual economic prospects — and the outcome for housing ought to worry real estate professionals.
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The 20% solution: personal savings rates and homeownership
How today’s savings rates impact California’s real estate market.
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Career Coach: first-time homebuyer considerations
The following is an excerpt from the new edition of the firsttuesday Career Manual, a best practices guide to help new real estate licensees establish their personal brands and boost income. In this excerpt, we discuss considerations for agents when dealing with first-time homebuyers.
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First-time homebuyer tax credits: do we need them?
The potentials and drawbacks of a first-time homebuyer stimulus.
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In California, where down payments are highest, homeownership is lowest
Low loan-to-value ratios (LTVs) aren’t necessarily a good thing.
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How homebuyers are saving up to buy
55% of homebuyers reported making at least one type of financial sacrifice to save.
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Change the law: Phase in a Qualified Residential Mortgage requirement for a 20% down payment
first tuesday proposes to phase in a graduated down payment requirement for the qualified residential mortgage (QRM).
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Obstacles holding back renters from homeownership
Most renters report a number of obstacles are holding them back from buying a home.
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POLLS: Down payments and closing transactions
In your experience, the number of homebuyers with a down payment smaller than 20% is: increasing....
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Can Millennials afford to be homeowners anymore?
Soaring prices and stagnant wages make saving for a home a decades-long struggle among young prospective homebuyers.
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Would-be homebuyers and the 20% down payment misconception
One-in-three potential homebuyers think a 20% down payment is required.
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Older first-time homebuyers have more savings, less income
Today’s first-time homebuyers are better for housing market stability
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Over half of homebuyers put less than 20% down in 2018
Full down payments are becoming a relic of the past.
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Change the law: Start a down payment savings program for first-time homebuyers in California
Our proposal: We propose Californian’s legislature create a program to allow future first-time...
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First-time homebuyers get creative to cover down payments, mortgages
Fast-rising home prices are causing first-time homebuyers to think creatively when it comes to financing.
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POLL: Is the number of homebuyers with a down payment smaller than 20% increasing?
In your experience, the number of homebuyers with a down payment smaller than 20% is: increasing....
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Millennials are better at saving than you think
How do Millennials’ saving habits affect their homebuying goals?
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