The Statewide Housing Plan (SHP) focuses on first-time homebuyers and homeownership disparities
Calif. Health and Safety Code §50426
Amended to add subsection (c) by AB 1508
Effective date: January 1, 2024
by David Swistock | Mar 25, 2024 | Fair Housing, Laws and Regulations, Mortgages, New Laws, Real Estate | 1
Calif. Health and Safety Code §50426
Amended to add subsection (c) by AB 1508
Effective date: January 1, 2024
by ft Editorial Staff | Aug 14, 2023 | Charts, Economics, Home Sales, Market Watch, Real Estate | 0
How today’s low savings rates impact California’s real estate market.
Read Moreby Amy Platero | May 8, 2023 | Finance, Mortgages, Real Estate | 0
The FHFA has altered their mortgage insurance premiums. Now, borrowers with lower credit scores and down payments will be paying less under the new structure than they did under the old.
Read Moreby Adam Kolvas | Jan 9, 2023 | Finance, Mortgages, Real Estate | 0
The FHA has increased the mortgage limits for California homebuyers in 2023.
Read Moreby Carrie B. Reyes | Nov 25, 2022 | Economics, Finance, Home Sales, Mortgages, Real Estate, Recessions | 1
Low down payment homebuyers who go under contract today will be underwater by the time they sign on the dotted line.
Read Moreby ft Editorial Staff | Jul 11, 2022 | Finance, Mortgages, Real Estate | 1
This article lays out the home seller’s financial risks in an installment sale structured with little to no cash down payment from the buyer.
Read Moreby Amy Platero | May 23, 2022 | Economics, Finance, Real Estate, Recessions, Your Practice | 5
As student loan debt piles on, first-time homebuyers of the Millennial generation feel the weight.
Read Moreby Amy Platero | Apr 11, 2022 | Buyers and Sellers, Economics, Finance, Real Estate, Recessions | 0
The American Dream of homeownership is out of reach for the average Millennial, especially in California. What will it take to restore the dream?
Read Moreby Carrie B. Reyes | Apr 4, 2022 | Economics, Home Sales, Interest Rates, Real Estate | 0
Absent a decrease in demand (unlikely), first-time homebuyers, and particularly homebuyers of color, stand to lose the most from 2022’s rising interest rates.
Read Moreby Carrie B. Reyes | Jan 24, 2022 | Economics, Real Estate, Recessions | 1
As savings dwindle, so do individual economic prospects — and the outcome for housing ought to worry real estate professionals.
Read Moreby ft Editorial Staff | Oct 11, 2021 | Feature Articles, Real Estate, Your Practice | 0
The following is an excerpt from the new edition of the firsttuesday Career Manual, a best practices guide to help new real estate licensees establish their personal brands and boost income. In this excerpt, we discuss considerations for agents when dealing with first-time homebuyers.
Read Moreby Amy Platero | May 10, 2021 | Economics, Real Estate | 1
The potentials and drawbacks of a first-time homebuyer stimulus.
Read Moreby Carrie B. Reyes | Dec 21, 2020 | Bay Area, Economics, Mortgages, Real Estate | 0
Low loan-to-value ratios (LTVs) aren’t necessarily a good thing.
Read Moreby Carrie B. Reyes | Dec 10, 2019 | Finance, Home Sales | 0
55% of homebuyers reported making at least one type of financial sacrifice to save.
Read Moreby ft Editorial Staff | Oct 23, 2019 | Change The Law, Finance | 4
first tuesday proposes to phase in a graduated down payment requirement for the qualified residential mortgage (QRM).
Read Moreby Carrie B. Reyes | Sep 10, 2019 | Home Sales | 0
Most renters report a number of obstacles are holding them back from buying a home.
Read Moreby ft Editorial Staff | Jul 8, 2019 | Reader Polls, Real Estate | 1
In your experience, the number of homebuyers with a down payment smaller than 20% is: increasing....
Read Moreby Benjamin J. Smith | Jun 25, 2019 | Real Estate | 0
Soaring prices and stagnant wages make saving for a home a decades-long struggle among young prospective homebuyers.
Read Moreby Carrie B. Reyes | May 21, 2019 | Finance, Home Sales | 0
One-in-three potential homebuyers think a 20% down payment is required.
Read Moreby Carrie B. Reyes | Apr 29, 2019 | Home Sales | 0
Today’s first-time homebuyers are better for housing market stability
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