The FHFA has altered their mortgage insurance premiums. Now, borrowers with lower credit scores and down payments will be paying less under the new structure than they did under the old.
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The FHA has increased the mortgage limits for California homebuyers in 2023.
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Low down payment homebuyers who go under contract today will be underwater by the time they sign on the dotted line.
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How today’s low savings rates impact California’s real estate market.
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This article lays out the home seller’s financial risks in an installment sale structured with little to no cash down payment from the buyer.
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As student loan debt piles on, first-time homebuyers of the Millennial generation feel the weight.
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The American Dream of homeownership is out of reach for the average Millennial, especially in California. What will it take to restore the dream?
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Absent a decrease in demand (unlikely), first-time homebuyers, and particularly homebuyers of color, stand to lose the most from 2022’s rising interest rates.
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As savings dwindle, so do individual economic prospects — and the outcome for housing ought to worry real estate professionals.
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The following is an excerpt from the new edition of the firsttuesday Career Manual, a best practices guide to help new real estate licensees establish their personal brands and boost income. In this excerpt, we discuss considerations for agents when dealing with first-time homebuyers.
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The potentials and drawbacks of a first-time homebuyer stimulus.
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Low loan-to-value ratios (LTVs) aren’t necessarily a good thing.
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55% of homebuyers reported making at least one type of financial sacrifice to save.
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first tuesday proposes to phase in a graduated down payment requirement for the qualified residential mortgage (QRM).
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Most renters report a number of obstacles are holding them back from buying a home.
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In your experience, the number of homebuyers with a down payment smaller than 20% is: increasing....
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Soaring prices and stagnant wages make saving for a home a decades-long struggle among young prospective homebuyers.
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One-in-three potential homebuyers think a 20% down payment is required.
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Today’s first-time homebuyers are better for housing market stability
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Full down payments are becoming a relic of the past.
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Your weekly California real estate news digest.
