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Tag: adjustable rate mortgage
Interest rates 101
This article dives into how interest rates are structured, how lenders set the interest rate on a mortgage, and how rates affect property values.
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UDAAP consumer mortgage protections extended to commercial financing
Existing regulations prohibiting unfair, deceptive, and abusive practices (UDAAP) in consumer mortgage financing now apply to the conduct of originators of commercial mortgage financing in California.
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DRE Bulletin Digest: Summer 2023
The Summer 2023 edition of the California Department of Real Estate (DRE) Bulletin includes licensee reminders about broker supervision, adjustable rate mortgages (ARMs) and trust funds.
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Mortgage concepts: ARM caps
Learn how interest rates on ARMs are calculated during each adjustment period.
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Mortgage concepts: The modern-day ARM
The face of the ARM has changed over the years, most markedly during the Millennium Boom of the mid-2000s.
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Mortgage Concepts: The birth of the adjustable rate mortgage (ARM)
The face of the ARM has changed over the years, most markedly during the Millennium Boom of the mid-2000s.
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Mortgage Concepts: ARM awareness by an informed consumer
This Mortgage Concepts video breaks down the critical elements of an adjustable rate mortgage (ARM).
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ARM-FRM crossover removes last support for home prices
The interest rate inversion has completely eliminated the appeal of ARMs — and the price support ARMs provided before the inversion.
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Mortgage Concepts: The LIBOR to SOFR Transition
This Mortgage Concepts video breaks down the LIBOR scandal and why lenders have transitioned to SOFR.
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Mortgage Concepts: Types of ARMs
This explainer video reviews common ARMs by surveying the types most popular during the Millennium Boom.
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As mortgage interest rates rise, concessions return
Buyers looking to recoup lost purchasing power are dusting off old strategies to secure a more comfortable monthly mortgage payment.
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ARM use ticks higher as buyers overreach
With falling home prices and rates continuing to rise, today’s ARM buyers are purchasing a ticking time bomb.
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Homebuyers turn to ARMs in 2022 as FRM rates jump
ARM rates remain below FRM rates – for now.
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MLO Mentor: The adjustable-rate mortgage, Part II
MLO Mentor is an ongoing series covering compliance best practices for mortgage loan originators...
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MLO Mentor: The adjustable-rate mortgage
MLO Mentor is an ongoing series covering compliance best practices for mortgage loan originators...
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The housing market tips as ARM share rises, mortgage applications plummet
As interest rates have jumped, homebuyers in search of relief are embracing seductively low teaser rates.
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MLO Mentor: Different types of ARMs
This article reviews the different types and features of adjustable-rate mortgages (ARMs).
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LIBOR phase out begins on December 31, 2021. Are you ready?
As LIBOR’s demise quickly approaches, the Secured Overnight Financing Rate (SOFR) is the backup rate of choice.
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Tax Benefits of Ownership: inflation, appreciation, and taxes
The following excerpt is from the current edition of Tax Benefits of Ownership, which gives an...
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