Buyers today are able to borrow 2.1% more than a year earlier due to lower interest rates alone.
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.

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Buyers today are able to borrow 2.1% more than a year earlier due to lower interest rates alone.
The yield spread indicates the likelihood of a recession or recovery one year forward.
Age and education data complete a portrait of California’s largest and most dynamic counties.
A new law provides property owners additional defenses against servicers of old, “zombie mortgages.”
California population shifts since 2000 sheds light on how current migration trends impact residential rentals and sales.
This article covers exceptions and waivers to the enforceability of the due-on clause present in all trust deeds and enforced on sales only during a cycle of rising long-term fixed rate mortgage rates.
SB 1146 clarifies some foreclosure protections while letting mortgage servicers off the hook for others.
This article covers an owner’s use of property rights which allows a mortgage holder to capitalize on the due-on clause to extract further profit by calling the mortgage due and payable, or waiving the call to modify the interest rate and payment schedule at current market rates.
Homeownership and rental vacancy rates decline across California. Are rentals the future of real estate?