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Mortgage Loan Brokering & Lending
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
Recent updates to the course e-book
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Buyer Purchasing Power Index goes negative in Q3 2026
Homebuyers reliant on mortgage financing were limited to borrowing 5% less than a year earlier in Q3 2026.
California’s for-sale inventory growth: buyer caution rising faster than owner need to sell
In early 2026, low-tier priced housing has the lowest level of inventory available for sale or rent.
California tiered home pricing
Home prices continued to slide across California in November 2025.
Bankruptcy’s tie to homeownership
Bankruptcy numbers were artificially low in 2020-2021. Prepare for today’s zombie businesses to fold as the economy stalls.
California residential construction starts
Multi-family and SFR construction continue to lag behind demand for new housing.
California home sales volume
What’s a broker to do until home sales volume takes off?
Gamble on your home with a home equity investor!
Complex and risky home equity investments (HEIs) are gaining traction against other types of equity participation financial products.
Using the yield spread to forecast recession and recovery in a business cycle
The yield spread indicates the likelihood of a recession or recovery one year forward.
