ARM rates remain below FRM rates – for now.
Homebuyers learn the risks of ARMs as FRM rates jump
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Creating Carryback Financing
Secure the most efficient structuring for a seller’s extension of credit to a real estate buyer, every time. Stay current on the latest news, videos, forms, and updates for Creating Carryback Financing.
Recent updates to the course e-book
No Corrections Currently Reported.
Newly published related content
More one-person households buying homes
More singles are striking out on their own to become homeowners.
Income inequality dampens California’s homeownership potential
Income inequality is catching up with California’s economy, stifling household formation and dragging down the housing market.
Student debt and work around for homeownership
Get your buyers with student debt on track to homeownership.
Buyer purchasing power levels out in Q2 2026
Buyer purchasing power fell back slightly in mid-2026, still positive over a year earlier.
Form-of-the-Week: Escrow instructions, and beneficiary statement — Forms 401 and 415
An agent or escrow officer uses RPI Form 401 when preparing instructions to open a purchase escrow with an escrow officer, and RPI Form 415 when escrow requests mortgage information from a mortgage holder regarding their lien on a property to confirm the terms of the debt or obtain a payoff demand.
Federal guidance pushes MLOs to weigh applicant immigration status
Federal guidance now encourages MLOs to discriminate based on immigration status. How does that impact MLO practice in California?
California’s low homeownership rate to continue
California’s homeownership rate ballooned during the Millennium Boom, but quickly fell to today’s stable level of 55%.
California price-per-square-foot analysis
Want a deeper understanding of your local real estate market? These charts show the price-per-square-foot history of home sales in communities across California.
