Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
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California Mortgage Lending
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
Latest Articles
California home sales volume lays low
Home sales volume is expected to decrease later in 2021.
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The source of home price movement: buyer purchasing power
Find out what today’s buyer purchasing power means for tomorrow’s home prices in California.
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Press Release: Q1 2021 Buyer Purchasing Power Index declines with rising interest rates
The Buyer Purchasing Power Index (BPPI) was +5.2 in March 2021.
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Mortgage rates drive buyer purchasing power
How will home prices change over the next 20 years? The answer is in the Buyer Purchasing Power Index, which demonstrates how interest rate changes affect buyer funds, and in turn home pricing.
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Housing and stock market on fire, but the struggling jobs market holds the hose; Monthly Statistical Update (April 2021)
For-sale inventory hits new lows; Stocks and home price bubble detached from recessionary reality; A long road ahead for California’s jobs recovery
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How to time the market
When is the best time to buy, sell or hold real estate? These charts will help you anticipate the market to maximize profit.
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California tiered home pricing
Home prices turn in a mixed performance across California’s metropolitan areas.
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Still high, commercial mortgage delinquency rates decline in Q1 2021
Commercial industries continue to experience mixed impacts from the ongoing recession in the first quarter (Q1) of 2021.
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- Chapter 3: The Agency Law Disclosure. The updated statutory Agency Law Disclosure and confirmation provision went into effect the beginning of 2019. Both the content of the form and when it is to be used have been modified. Further, prior printings indicate the Agency Law Disclosure is not required on a lease with a term exceeding one year. However, lease transactions greater than one year are targeted transactions requiring the disclosure. For a thorough analysis of the new disclosure and confirmation practices, see the digital eBook version of the book.
- Chapter 72: Home mortgage interest deductions. The definition for principal residence on page 472 is partially obscured. It should read “The residential property where the homeowner resides a majority of the year.”
- Quiz 3 Question 3 has been simplified to read:
California anti-discrimination law is enforced by:
a. the Department of Business Oversight (DBO).
b. the Department of Fair Employment and Housing.
c. the Department of Housing and Urban Development (HUD).
d. Fannie Mae.