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California Mortgage Lending
Learn the core concepts of consumer and business mortgage lending and brokering.
Stay current on the latest news, videos, forms, and updates for California Mortgage Lending.
Latest Articles
Investing: Stocks or real estate?
Where to park your cash? It depends on how long you’re going to park it for – and what types of risks you’re willing to take.
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S&P 500: Stock pricing vs. earnings (P/E ratio)
An update on stock pricing and earnings.
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Homebuyer demand continues to outpace inventory for sale
Inventory is once again at historic lows going into 2021.
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California home sales volume lays low
Home sales volume is expected to decrease later in 2021.
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Interest rates set to rise; Monthly Statistical Update (September 2021)
30-year FRM rates have a story to tell; ARMs poised to shift lender risks to homebuyers; The 10-year Treasuries and FRM rate spread suggests rates will rise
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California tiered home pricing
Home prices turn in a mixed performance across California’s metropolitan areas.
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Second-home demand a symptom of California’s uneven recovery
Foreclosure and home sales figures together warn of an uneven, K-shaped recovery ahead.
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Jobs move real estate
California’s employment market finally reached a full recovery in 2019, only to plunge in 2020.
read moreErrata & Updates
- Chapter 3: The Agency Law Disclosure. The updated statutory Agency Law Disclosure and confirmation provision went into effect the beginning of 2019. Both the content of the form and when it is to be used have been modified. Further, prior printings indicate the Agency Law Disclosure is not required on a lease with a term exceeding one year. However, lease transactions greater than one year are targeted transactions requiring the disclosure. For a thorough analysis of the new disclosure and confirmation practices, see the digital eBook version of the book.
- Chapter 72: Home mortgage interest deductions. The definition for principal residence on page 472 is partially obscured. It should read “The residential property where the homeowner resides a majority of the year.”
- Quiz 3 Question 3 has been simplified to read:
California anti-discrimination law is enforced by:
a. the Department of Business Oversight (DBO).
b. the Department of Fair Employment and Housing.
c. the Department of Housing and Urban Development (HUD).
d. Fannie Mae.