This Mortgage Concepts video breaks down the critical elements of an adjustable rate mortgage (ARM).
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This Mortgage Concepts video breaks down the critical elements of an adjustable rate mortgage (ARM).
During the fourth quarter of 2022, total national mortgage debt increased by $254 billion, contributing to a $1 trillion increase in mortgage balances in 2022.
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
Home sales volume is falling back in 2022.
The yield spread indicates the likelihood of a recession or recovery one year forward.
The interest rate inversion has completely eliminated the appeal of ARMs β and the price support ARMs provided before the inversion.
While home sales volume is plummeting and home prices are spiraling, there is one housing factor on the rise β mortgage delinquencies.
The largest redlining settlement in the Justice Department’s history involved a lender servicing Los Angeles who achieved disproportionately low numbers of mortgages from minority areas.
The mean price trendline reveals housing price deviations. Track the trends to reveal the direction of prices in the years ahead.