Repayment Variations: Shared Appreciation Mortgage
The buyer’s payment of fixed interest as a floor rate, plus a percentage of the property’s appreciated value as additional contingent interest.
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Tag: video
Repayment Variations: Adjustable Rate Mortgage
Periodic adjustments to the interest rate under an adjustable rate mortgage (ARM).
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Land: The First Component of Real Estate
Oil, rocks, solid materials of the earth and reasonable airspace above the earth; Materials are considered land while they are undisturbed, personal property when severed from the earth; Profit a prendre – the right to remove minerals from another’s real estate.
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Understanding the lender of last resort
See how and why the Fed is designed to remain apolitical.
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Low mortgage rates keep home sales high — for now
National home sales are at a precarious high due to low mortgage rates and high demand.
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Virtual reality home listings and open houses
See how real estate agents in high-demand markets are using VR to create digitally accessible open houses.
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Leaps and lags in the housing recovery
Homeownership nationwide remains at a 51-year low, suffering the same price and supply problems which fuel California’s disproportionate metro and suburban markets.
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Climate change threatens oceanfront homes around the U.S.
Chief Economist Svenja Gudell of Zillow discusses recent estimates of how sea level rise will affect oceanfront real estate over the next 100 years.
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Treasury expands money laundering regs for all-cash purchases
A recent report revealed 25% of all-cash real estate purchases above $2 million included names on suspicious activity reports.
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How to fire-proof your home
Use these tips from CAL FIRE to help your clients find a safe and sturdy home.
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Trulia’s “Hammerfy your Home” video for buyers
Try it out with clients for a fun way to kick off their homebuying experience!
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FICO credit score components explained
Use this video to demonstrate the myriad factors influencing buyers’ credit scores.
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CFPB Review: Costs of a home purchase
Use this video to help your clients understand all the costs involved with purchasing a home.
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Down payment tips for your clients
Use this video from the CFPB to help your clients understand the benefits and risks that come with the size of their down payment.
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Then and now: Mortgage delinquencies
Mortgage delinquency rates have reached their lowest level since 2007.
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Resolving student debt to rescue future homebuyers
See how the U.S. compares to other countries, and some proposed solutions to resolving the cost of education.
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The Fed’s monetary policy explained
Learn the history of the Federal Reserve’s methods for regulating monetary policy to benefit the American economy.
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How the Fed regulates banks
Learn how the Federal Reserve monitors banks’ activity and keeps their investments in check.
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Today’s housing market: Boring, and thriving?
Zillow CEO Spencer Rascoff discusses how the real estate market has changed since the housing crash and the different economic factors affecting homebuyers and renters today.
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Solar energy: Net metering at retail rates
Struggling solar companies eliminate net metering benefits for homeowners to save money — but Sunrun CEO Lynn Jurich disagrees.
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