Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses Regulation P, which governs privacy rules of a consumer’s financial information. For course credit toward renewing your NMLS license, visit firsttuesday.us.
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Mortgage Concepts is a recurring video series covering best practices and compliance...
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The buyer’s payment of fixed interest as a floor rate, plus a percentage of the property’s appreciated value as additional contingent interest.
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Periodic adjustments to the interest rate under an adjustable rate mortgage (ARM).
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Oil, rocks, solid materials of the earth and reasonable airspace above the earth; Materials are considered land while they are undisturbed, personal property when severed from the earth; Profit a prendre – the right to remove minerals from another’s real estate.
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See how and why the Fed is designed to remain apolitical.
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National home sales are at a precarious high due to low mortgage rates and high demand.
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See how real estate agents in high-demand markets are using VR to create digitally accessible open houses.
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Homeownership nationwide remains at a 51-year low, suffering the same price and supply problems which fuel California’s disproportionate metro and suburban markets.
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Chief Economist Svenja Gudell of Zillow discusses recent estimates of how sea level rise will affect oceanfront real estate over the next 100 years.
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A recent report revealed 25% of all-cash real estate purchases above $2 million included names on suspicious activity reports.
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Use these tips from CAL FIRE to help your clients find a safe and sturdy home.
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Try it out with clients for a fun way to kick off their homebuying experience!
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Use this video to demonstrate the myriad factors influencing buyers’ credit scores.
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Use this video to help your clients understand all the costs involved with purchasing a home.
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Use this video from the CFPB to help your clients understand the benefits and risks that come with the size of their down payment.
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Mortgage delinquency rates have reached their lowest level since 2007.
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See how the U.S. compares to other countries, and some proposed solutions to resolving the cost of education.
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Learn the history of the Federal Reserve’s methods for regulating monetary policy to benefit the American economy.
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Learn how the Federal Reserve monitors banks’ activity and keeps their investments in check.
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