Negative equity and foreclosure
When does strategic default make sense for a negative equity homeowner?
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Tag: negative equity
Mortgage delinquencies inch higher, equity shields homeowners — for now
Even as mortgage delinquencies rise, high levels of equity continue to shield homeowners from foreclosure.
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Home equity declines since June 2022
California homeowners lost an average of $60,000 in equity over the past year.
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Form-of-the-Week: Profit and Loss Statement and Balance Sheet — Forms 209-2 and 209-3
An agent uses RPI Forms 209-2 and 209-3 when assisting owners with household budgeting and long-term financial planning.
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FHA raises the mortgage limit ceiling for 2023
The FHA has increased the mortgage limits for California homebuyers in 2023.
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A balance sheet real(i)ty check
Learn how to use a balance sheet for a discussion with your homeowner clients about their assets and debts.
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Mortgage delinquencies edge higher going into 2023
Making payments on an underwater mortgage in a declining market can feel a bit like pushing a boulder up a mountain.
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Advising clients through a cooling real estate market
When — and how — a real estate agent or broker ought to counsel their clients considering buying in today’s tumultuous housing market.
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Appraisals in a declining market — and why it matters in 2022
After two years of rapid price increases, appraisers will need to make a quick shift when prices dive later in 2022.
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How to prepare for the REO resurgence
Agents and brokers who want to make a decent living in the leaner years ahead will prepare now for the return of real estate owned (REO) properties.
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Brokerage Reminder: Don’t be coy—let hardship letters tell all
Information on drafting a hardship letter when conducting a short sale.
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California’s home equity gains in 2021 were the largest in the nation
U.S. homeowners’ home equity levels rose significantly in 2021, though California homeowners experienced twice the gains as the rest of the nation.
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California underwater homeowner numbers to increase
Underwater homes were at their bottom in 2020.
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Are we heading toward a foreclosure crisis in 2020?
We are in the middle of a unique, global economic moment and the end result is still out of reach.
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Underwater homes rise in California for the first time since 2009
The negative equity trend will continue to follow home price movement in the coming years.
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FARM: Strategic default on your vacation home
Think twice before walking away from your vacation property.
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FARM: Sinking under your mortgage?
Use this FARM letter copy in your marketing! Have a topic you’d like us to write about? Email editorial@firsttuesday.us and let us know!
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