Mortgage concepts: The modern-day ARM
The face of the ARM has changed over the years, most markedly during the Millennium Boom of the mid-2000s.
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Tag: mortgage loan originator (MLO)
Mortgage Concepts: The birth of the adjustable rate mortgage (ARM)
The face of the ARM has changed over the years, most markedly during the Millennium Boom of the mid-2000s.
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Commercial mortgage lending slides in 2023
MLOs betting their income on commercial and multi-family lending in 2023 will be disappointed.
Read More![MLO Recession Side Hustle Guide [e-book]](https://journal.firsttuesday.us/wp-content/uploads/MLO-ebook-title-page-627x376.png)
MLO Recession Side Hustle Guide [e-book]
Learn how mortgage origination providers will survive the ongoing downturn in mortgage originations with this RPI ebook.
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Loan production costs are drowning mortgage brokers
Just 32% of loan companies were able to remain profitable in 2022.
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DRE Hot Seat: When mortgage originations go off the rails, repeatedly
This article is part of an ongoing series covering violations of real estate law. Here, the Department of Real Estate (DRE) revoked the real estate license of a broker who failed to disclose broker compensation received on mortgage origination forms, while also misrepresenting themselves as a lender and not as the buyer’s agent.
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DFPI Bulletin Digest: February 2023
The February 2023 DFPI Bulletin focuses on natural disaster guidance, crypto assets, and MLO reports.
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DRE Bulletin Digest: Winter 2023
Welcome back to your quarterly real estate industry roundup!
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DRE Hot Seat: Mortgage loan originator (MLO) knowingly takes fraudulent NMLS course
This article is part of an ongoing series covering violations of real estate law. Here, the Department of Real Estate (DRE) revoked the real estate license of a broker who knowingly took a fraudulent course for their mortgage loan originator (MLO) license endorsement, violating the student Rules of Conduct and licensing requirements of state and federal law.
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Letter to the editor: How do I tell the difference between a business and consumer mortgage?
Knowing the difference between the two will help MLBs identify more streams of income during the recession.
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Arranging hard money trust deed mortgages
Learn how California real estate licensees can earn fees arranging business-purpose trust deed investments.
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DFPI Bulletin Digest: December 2022
The December 2022 DFPI Bulletin focuses on new state laws for 2023, license renewal and escrow reports.
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Mortgage Concepts: Section 32 restrictions, Part I
Click play to review the mortgage terms and features Regulation Z prohibits in Section 32 loans.
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MLO recession survival guide Part 4: Arranging mortgage originations for investors
Discover how to solicit and work with property investors during a recession.
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Mortgage fraud is climbing in the wake of the pandemic
When the real estate market goes low, mortgage fraud goes high!
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MLO recession survival guide Part 2: Buyers’ agents and underwater home sellers
Continue to work with your evolving base of homebuyers and sellers to earn fees, even as traditional originations slow to a trickle.
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MLO recession side hustle guide Part 1: Originator fees are slashed
How will MLOs survive the ongoing downturn in mortgage originations?
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MLO networks are your recession lifeline
The recession is here. The question is: what’s your plan?
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Mortgage application volume hasn’t been this low since 2000
For the first time in years, independent mortgage brokers reported net losses in Q2 2022.
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POLL: Mortgage loan originators (MLOs): what is the fee structure for your compensation?
This week’s poll inquires about MLO fee structures. Which structure do you fall under?
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