MLO | firsttuesday Journal

DFPI Bulletin Digest: January 2023

by ft Editorial Staff | Jan 23, 2023 | Licensing and Education, Mortgages, Real Estate | 1

The January 2023 DFPI Bulletin Digest focuses on license renewals, crypto regulation and CCFPL rulemaking.

POLL: Mortgage loan originators (MLOs): what is the fee structure for your compensation?

by ft Editorial Staff | May 23, 2022 | Reader Polls, Real Estate | 0

This week’s poll inquires about MLO fee structures. Which structure do you fall under?

MLO Mentor: The Fair Credit Reporting Act, Part II

by ft Editorial Staff | Mar 25, 2022 | Feature Articles, Mortgages, Real Estate, Your Practice | 0

This article gives an overview of the separate disclosures required under Fair Credit Reporting Act (FCRA)

Mortgage Concepts: Is it covered by TILA?

by ft Editorial Staff | Jan 17, 2022 | Real Estate, Video | 0

Mortgage Concepts is a recurring video series covering best practices and compliance education for California mortgage loan originators. This video discusses determining whether or not your loan is subject to the Truth in Lending Act (TILA).

Mortgage Concepts: Is my loan subject to RESPA?

by ft Editorial Staff | Jan 7, 2022 | Feature Articles, Mortgages, Real Estate, Video, Your Practice | 0

This video discusses determining whether or not your loan is subject to the Real Estate Settlement Procedures Act (RESPA).

Mortgage Concepts: California MLO licensing laws

by ft Editorial Staff | Apr 17, 2020 | Real Estate | 0

This Mortgage Concepts video clarifies the differences between California’s MLO licensing...

California mortgage loan originators down in 2019

by ft Editorial Staff | Nov 24, 2019 | Charts, Licensing and Education, Loan Products, Real Estate | 1

The trend for state-licensed MLOs is down in 2019.

Is it a violation of appraiser independence?

by ft Editorial Staff | Mar 21, 2019 | Finance, Laws and Regulations, Loan Products, Real Estate, Video, Your Practice | 0

This video reviews the rules governing appraiser independence under the Truth-in-Lending Act, including prohibitions of conflicts of interest and deliberately inaccurate evaluations.

Is my marketing call TCFAPA compliant?

by ft Editorial Staff | Jan 15, 2019 | Finance | 0

This video reviews the provisions of the Telemarketing and Consumer Fraud and Abuse Prevention Act and its associated regulation, the Telemarketing Sales Rule.