Freddie Mac | firsttuesday Journal

Fannie and Freddie unveil Underserved Markets Plans for California

by Amy Perry | Jul 15, 2022 | Economics, Finance, Loan Products, Mortgages, Real Estate, Recessions | 0

With a recession looming, focus on underserved markets is critical.

Fannie Mae and Freddie Mac to launch remote desktop appraisals in 2022

by Amy Perry | Feb 28, 2022 | Appraisal, Fundamentals, Mortgages, Real Estate | 5

After a successful test run triggered by the pandemic, Fannie Mae and Freddie Mac will soon be permanently accepting remote desktop appraisals on eligible transactions.

Are FHA-insured mortgages declining in popularity?

by Bethany Correia | Apr 12, 2021 | Economics, Finance, Interest Rates, Loan Products, Mortgages, Real Estate, Recessions | 0

The dual crises of the COVID-19 pandemic and 2020 recession threatened a rise, if not surge, in...

Foreclosure moratorium extended by FHA, Fannie Mae, Freddie Mac

by Carrie B. Reyes | Aug 27, 2020 | Fundamentals, Mortgages, Recessions | 0

HUD and the FHFA have announced an extension of the foreclosure moratorium for single family homes through the end of 2020.

Obstacles holding back renters from homeownership

by Carrie B. Reyes | Sep 10, 2019 | Home Sales | 0

Most renters report a number of obstacles are holding them back from buying a home.

URLA redesign delayed indefinitely

by Benjamin J. Smith | Sep 2, 2019 | Real Estate | 0

In a last-minute move, the FHFA has postponed the optional use period for the updated Uniform Residential Loan Application (URLA) pending further changes to the form.

Seniors aging in place suppress inventory

by Oscar Alvarez | Mar 12, 2019 | Real Estate | 0

More seniors are choosing to age in place. What does this mean for California’s tight housing inventory?

Freddie Mac tests manufactured housing financing program

by Oscar Alvarez | Jan 29, 2019 | Finance, Loan Products, Real Estate | 2

Low- and moderate-income homebuyers now have more financing options when buying a manufactured home.

Freddie Mac loosens requirements for Home Possible Mortgage program

by Carrie B. Reyes | Sep 17, 2018 | Loan Products | 1

Freddie Mac is consolidating two mortgage programs and broadening mortgage access.

California-sponsored PACE program struggles with tax problems

by Oscar Alvarez | Sep 5, 2018 | Feature Articles, Finance, Loan Products, Real Estate | 0

Designed with noble intentions, Property Assessed Clean Energy (PACE) programs are actually causing more harm than good to homeowners.

Price gouging, mortgage forbearance following wildfires

by Carrie B. Reyes | Aug 14, 2018 | Finance, Property Management | 0

Fire season is impacting residents on a historic scale.

GSE reform has mortgage experts on edge

by Carrie B. Reyes | May 7, 2018 | Buyers and Sellers, Feature Articles, Finance | 0

This article examines the presence of Fannie Mae and Freddie Mac in the housing industry, yesterday, today and the changes ahead.

FHFA to increase mortgage limits

by ft Editorial Staff | Dec 15, 2016 | Finance, Real Estate | 0

Now that average home prices have risen, the FHFA is increasing maximum loan limits for 2017.

Needed changes to the Uniform Residential Loan Application (URLA) unveiled

by Carrie B. Reyes | Oct 31, 2016 | Finance | 0

Check out changes to the new URLA.

FHFA introduces overdue program for underwater homeowners

by Sarah Kolvas | Jul 18, 2016 | Finance, Real Estate | 0

See why the new principal reduction program is unlikely to help California homeowners.

Digitizing mortgages creates benefits for all

by ft Editorial Staff | Nov 30, 2015 | Finance, Real Estate | 0

Freddie Mac CEO Donald Layton discusses the benefits of digitizing the process of obtaining a mortgage.

Is a purchaser of a mortgage liable for the conduct of the lender who sold but continues to service the mortgage?

by Whitney Trang | Sep 14, 2015 | Laws and Regulations, Real Estate, Recent Case Decisions | 0

An owner refinances their mortgage secured by a trust deed on their property and establishes an impound account for the payment of homeowner’s insurance.