forbearance | firsttuesday Journal

One small step for refinancing, one giant leap for inequality

by Adam Kolvas | Oct 12, 2022 | Appraisal, Finance, Mortgages, Real Estate | 0

Discriminatory practices in appraisals have led to refinancing inequality.

Reduced student loan balances — a boon for homeownership, or an economic disaster?

by Carrie B. Reyes | Aug 29, 2022 | Economics, Finance, Real Estate | 1

Will this sudden windfall cause the number of eligible homebuyers to skyrocket — or just add to inflation?

Fewer loans in forbearance means more inventory on the horizon — but is it enough?

by Madison Hart | Feb 4, 2022 | Real Estate | 0

Inventory shortages still remain, but fewer loans in forbearance offers some hope for inventory boosts. The problem remains on whether it will be enough of a boost.

California’s home equity gains in 2021 were the largest in the nation

by Amy Perry | Jan 24, 2022 | Economics, Finance, Real Estate | 0

U.S. homeowners’ home equity levels rose significantly in 2021, though California homeowners experienced twice the gains as the rest of the nation.

Mortgage delinquencies diving down in 2021

by Madison Hart | Dec 13, 2021 | Real Estate | 0

The latter half of 2021 saw drops in delinquencies. Explore why that is:

As forbearance exits pile on, where will they go next?

by Carrie B. Reyes | Nov 22, 2021 | Economics, Real Estate, Recessions | 1

Just one-in-five homeowners exiting forbearance can show an ability to resume their regular mortgage payments.

How 1.5 million homeowners exiting forbearance will impact inventory

by Carrie B. Reyes | Sep 17, 2021 | Economics, Home Sales, Real Estate, Recessions | 1

Will the coming wave of forced sales form a much-needed inventory boost, or a destructive tsunami?

1 million serious delinquencies expected as forbearance programs expire

by Amy Perry | Aug 19, 2021 | Mortgages, Real Estate | 0

While overall delinquencies maintain their improvements, serious delinquencies remain elevated as forbearance deadlines approach.

How foreclosures will impact the housing market in the wake of the 2020 recession

by Amy Perry | Aug 13, 2021 | Real Estate, Recessions | 0

Those preparing for an uptick in distressed sales will see them, but by how much?

Mortgage delinquencies see first year-over-year decline since the 2020 recession, with a caveat

by Amy Perry | Jul 30, 2021 | Mortgages, Real Estate, Recessions | 0

The overall delinquency rate for U.S. residential mortgages experiences its first year-over-year decrease despite serious delinquencies rising.

The coming surge in mortgage modification defaults

by Benjamin J. Smith | Jul 19, 2021 | Mortgages, Real Estate | 0

This article forecasts a surge in mortgage modifications in the wake of the coming expiration of foreclosure moratoriums — which will in turn lead to a rise in re-defaulting borrowers.