Median income households do not support 2024 home pricing
Across the state, median-income households cannot qualify to buy at today’ prices.
Read Moreby Carrie B. Reyes | Feb 14, 2024 | Economics, Home Sales, Real Estate | 0
Across the state, median-income households cannot qualify to buy at today’ prices.
Read Moreby Carrie B. Reyes | Nov 17, 2023 | Economics, Finance, Mortgages, Real Estate, Recessions | 0
The MBA’s crystal ball shows more mortgage originations in 2024 – but also a recession.
Read Moreby Carrie B. Reyes | Aug 3, 2023 | Feature Articles, Finance, Mortgages, Real Estate, Video | 0
When a loan is denied, instead of approved, the FCRA requires the loan originator to disclose the adverse action.
Read Moreby Carrie B. Reyes | Jul 17, 2023 | Economics, Home Sales, Real Estate, Recessions | 1
Today’s homebuyers remain undeterred by rising interest rates, still-high home prices and slowing sales.
Read Moreby ft Editorial Staff | Mar 27, 2023 | Finance, Interest Rates, Loan Products, Mortgages | 0
This Mortgage Concepts video breaks down the critical elements of an adjustable rate mortgage (ARM).
Read Moreby Adam Kolvas | Jan 9, 2023 | Finance, Mortgages, Real Estate | 0
The FHA has increased the mortgage limits for California homebuyers in 2023.
Read Moreby ft Editorial Staff | Dec 5, 2022 | Laws and Regulations, Loan Products, Mortgages, Real Estate | 0
This video breaks down the obligations reverse mortgage borrowers need to fulfill to avoid default.
Read Moreby ft Editorial Staff | Sep 26, 2022 | Laws and Regulations, Mortgages, Real Estate, Video | 0
This Mortgage Concepts video helps MLOs spot and avoid attorney mortgage relief scams.
Read Moreby Adam Kolvas | Sep 19, 2022 | Finance, Mortgages, Recent Case Decisions | 0
Soleimany v. Narimanzadeh
Read Moreby ft Editorial Staff | Jul 18, 2022 | Reader Polls, Real Estate | 0
This week’s poll asks for readers to theorize how trending increases may impact cap rates.
Read Moreby ft Editorial Staff | May 31, 2022 | Reader Polls, Real Estate | 0
This week’s poll asks readers to weigh in on all things existing mortgage. Share your experiences with us!
Read Moreby Madison Hart | Apr 25, 2022 | Real Estate | 0
The average tenure of homeowners has changed since the pandemic. California is no different, but how many changes occurred? Read on to discover the impacts of homeownership tenure changing.
Read Moreby Carrie B. Reyes | Mar 14, 2022 | Economics, Finance, Real Estate, Recessions | 0
Mortgage delinquencies continue to decline at the start of 2022 and are now nearly level with pre-pandemic levels.
Read Moreby ft Editorial Staff | Mar 7, 2022 | Reader Polls, Real Estate | 1
This week’s poll inquires about delinquent mortgage payments today.
Read Moreby Madison Hart | Feb 14, 2022 | Real Estate | 0
How many of your sellers in 2021 sold and relocated outside of California? More than 20% (63%, 20...
Read Moreby Madison Hart | Feb 4, 2022 | Real Estate | 0
Inventory shortages still remain, but fewer loans in forbearance offers some hope for inventory boosts. The problem remains on whether it will be enough of a boost.
Read Moreby ft Editorial Staff | Jan 17, 2022 | Feature Articles, Finance, Real Estate | 0
This article examines the history of the U.S. mortgage industry, with a focus on California mortgage lending practices, from the 1980s through today.
Read Moreby ft Editorial Staff | Dec 27, 2021 | Reader Polls, Real Estate | 0
This week’s poll asks about reverse mortgages for retired homeowners.
Read Moreby ft Editorial Staff | Dec 20, 2021 | Features, Finance, Real Estate | 0
To understand today’s dynamic mortgage industry, a look back at its origins in the U.S. is crucial.
Read Moreby Amy Platero | Aug 19, 2021 | Mortgages, Real Estate | 0
While overall delinquencies maintain their improvements, serious delinquencies remain elevated as forbearance deadlines approach.
Read More