POLL: What impact will the trending increase in interest rates have on capitalization rates?
This week’s poll asks for readers to theorize how trending increases may impact cap rates.
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Tag: California mortgages
POLL: Of your buyers who take title subject to an existing mortgage, how often does the lender call the loan due or demand fees and modification of rates on an assumption?
This week’s poll asks readers to weigh in on all things existing mortgage. Share your experiences with us!
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Average U.S. homeowner tenure dips after pandemic upheaval
The average tenure of homeowners has changed since the pandemic. California is no different, but how many changes occurred? Read on to discover the impacts of homeownership tenure changing.
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Mortgage delinquencies settled in 2021 — but are looking up in 2022
Mortgage delinquencies continue to decline at the start of 2022 and are now nearly level with pre-pandemic levels.
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POLL: How many homes for sale today have mortgages that are delinquent on payments?
This week’s poll inquires about delinquent mortgage payments today.
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FHA increases mortgage limits — a lot
How many of your sellers in 2021 sold and relocated outside of California? More than 20% (63%, 20...
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Fewer loans in forbearance means more inventory on the horizon — but is it enough?
Inventory shortages still remain, but fewer loans in forbearance offers some hope for inventory boosts. The problem remains on whether it will be enough of a boost.
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A history of the mortgage industry: Part 2
This article examines the history of the U.S. mortgage industry, with a focus on California mortgage lending practices, from the 1980s through today.
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Poll: Do you have reason to believe reverse mortgages for retired homeowners need more regulatory control?
This week’s poll asks about reverse mortgages for retired homeowners.
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A history of the mortgage industry: Part 1
To understand today’s dynamic mortgage industry, a look back at its origins in the U.S. is crucial.
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1 million serious delinquencies expected as forbearance programs expire
While overall delinquencies maintain their improvements, serious delinquencies remain elevated as forbearance deadlines approach.
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Mortgage delinquencies see first year-over-year decline since the 2020 recession, with a caveat
The overall delinquency rate for U.S. residential mortgages experiences its first year-over-year decrease despite serious delinquencies rising.
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Rising 90+ day mortgage delinquencies are the foreclosure shadow inventory
The longer the shadow grows, the greater the tidal wave of foreclosures to come.
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California delinquencies diminish, recovery underway
What’s in store for foreclosures and short sales in California? The answer is in the 90-day delinquency rate.
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