California mortgages | firsttuesday Journal

FHA raises the mortgage limit ceiling for 2023

by Adam Kolvas | Jan 9, 2023 | Finance, Mortgages, Real Estate | 0

The FHA has increased the mortgage limits for California homebuyers in 2023.

Mortgage Concepts: Reverse mortgage obligations

by ft Editorial Staff | Dec 5, 2022 | Laws and Regulations, Loan Products, Mortgages, Real Estate | 0

This video breaks down the obligations reverse mortgage borrowers need to fulfill to avoid default.

Mortgage Concepts: Abuse of the Regulation O attorney exemption

by ft Editorial Staff | Sep 26, 2022 | Laws and Regulations, Mortgages, Real Estate, Video | 0

This Mortgage Concepts video helps MLOs spot and avoid attorney mortgage relief scams.

Is a non-exempt private mortgage lender entitled to collect interest on unpaid principal accruing from the principal balance due date when the agreed rate of interest earnings on the loan is usurious?

by Adam Kolvas | Sep 19, 2022 | Finance, Mortgages, Recent Case Decisions | 0

Soleimany v. Narimanzadeh

POLL: What impact will the trending increase in interest rates have on capitalization rates?

by ft Editorial Staff | Jul 18, 2022 | Reader Polls, Real Estate | 0

This week’s poll asks for readers to theorize how trending increases may impact cap rates.

POLL: Of your buyers who take title subject to an existing mortgage, how often does the lender call the loan due or demand fees and modification of rates on an assumption?

by ft Editorial Staff | May 31, 2022 | Reader Polls, Real Estate | 0

This week’s poll asks readers to weigh in on all things existing mortgage. Share your experiences with us!

Average U.S. homeowner tenure dips after pandemic upheaval

by Madison Hart | Apr 25, 2022 | Real Estate | 0

The average tenure of homeowners has changed since the pandemic. California is no different, but how many changes occurred? Read on to discover the impacts of homeownership tenure changing.

Mortgage delinquencies settled in 2021 — but are looking up in 2022

by Carrie B. Reyes | Mar 14, 2022 | Economics, Finance, Real Estate, Recessions | 0

Mortgage delinquencies continue to decline at the start of 2022 and are now nearly level with pre-pandemic levels.

POLL: How many homes for sale today have mortgages that are delinquent on payments?

by ft Editorial Staff | Mar 7, 2022 | Reader Polls, Real Estate | 0

This week’s poll inquires about delinquent mortgage payments today.

FHA increases mortgage limits — a lot

by Madison Hart | Feb 14, 2022 | Real Estate | 0

How many of your sellers in 2021 sold and relocated outside of California? More than 20% (63%, 20...

Fewer loans in forbearance means more inventory on the horizon — but is it enough?

by Madison Hart | Feb 4, 2022 | Real Estate | 0

Inventory shortages still remain, but fewer loans in forbearance offers some hope for inventory boosts. The problem remains on whether it will be enough of a boost.