A new CFPB federal rule shaves down the definition for what lender actions qualify as mortgage discrimination.
CFPB cuts into mortgage discrimination rules
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Real Estate Principles: Video™
A dynamic and multimedia collection of fundamental real estate concepts – step into the future of learning.
Stay current on the latest news, videos, forms, and updates for Real Estate Principles: Video™
Recent updates to the course e-book
- Effective January 1st, 2021, California homeowners qualify for a net equity homestead protection of up to $300,000 or the median sale price for a single family residence (SFR) in the homeowner’s county in the calendar year prior to the year in which they claim the exemption, not to exceed $600,000 (adjusted annually for inflation). [CCP §704.730] For more on this topic, see Form-of-the-Week: Homestead exemption, an asset preservation declaration – Form 465
06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.
Newly published related content
California’s shifting residential vacancy rates tell a story
Residential vacancy rates – along with jobs and residential construction – held steady.
Designated officer missteps
This article presents three real-life scenarios in which each licensed brokerage corporation’s designated officer conducted unlawful activities which led to disciplinary and enforcement actions by the DRE.
Changing a real estate corporation’s Designated Officer
Avoid the cancellation of licenses attached to a corporate license by following proper DRE procedures to make Designated Officer changes.
A Designated Officer’s diligence guidance
Learn about a designated officer’s duties to maintain corporate and employee compliance with Real Estate Law.
May a landlord recover possession of their leased premises from a tenant when the landlord provides a deficient three-day notice to pay rent or quit?
Eshagian v. Cepeda
Duties owed by designated officers
Learn how an individual becomes a designated officer of a DRE-licensed corporation and provides supervision and oversight of all its employees for compliance with real estate law.
Home sales volume impacts sales agent licensing and renewals
View California sales agent trends from 2002-present, and examine the effect of home sales volume on licensing.
Form-of-the-Week: Purchase Agreement with Short Sale Contingency, and Deed-in-Lieu of Foreclosure — Forms 150-5 and 406
Alternative methods to a foreclosure sale on mortgaged property include a short sale and a deed-in-lieu of foreclosure. RPI Form 150-5 allows a buyer to purchase a property when the mortgage holder agrees to take a reduced payoff to satisfy the debt and clear title. RPI Form 406 allows an owner to deed their property directly to their mortgage holder.
