Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
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06/25: The 2025 rules for buyer representation and fee-splitting avoidance are currently being edited into this e-book.
Where are mortgage rates now? Check out our weekly interest rate update to track the latest market rates.
Track the single most influential factor on California’s real estate market: the number of people employed.
The average ARM rate remains below the FRM rate, enticing potential homebuyers unaware of its history.
Multi-family and SFR construction continue to lag behind demand for new housing.
Compliance doesn’t prevent all consumer complaints, but it goes a long way toward happier customers and borrowers — and better business for MLOs.
Home prices continued to slide across California in November 2025.
The Winter 2026 Real Estate Bulletin lays out the California Department of Real Estate’s expectations for ethical conduct by its licensees in the age of ARMs, digital brokerages, and AI.
A mortgage loan originator (MLO) processing an SFR mortgage application pulls a credit report, advises the applicant of the credit agency’s score and any derogatory financial information which suggests adverse action on the application. Critical to approval, the applicant provides the MLO with explanations for the derogatory items so the MLO can process the application.
Lenders and MLOs now have more Enterprise-approved options for qualifying homebuyers with thin credit histories.