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Latest video published 9/3/2019
- The Grantor
Qualifications of a grantor capable of conveying an interest in real estate.
- A Deed in Writing, with Exceptions
Words of conveyance and validity requirements of a grant deed or quitclaim deed.
- A Deed by Any Name is a Grant
The use of a grant deed to transfer an interest in title to real estate.
- Property Appraisal and Mortgage Approval
The lender’s appraisal of a property on receipt of a borrower’s mortgage application, and later approval to fund
- Advertising Guidelines for Sales and Rentals
Avoiding discrimination when advertising a dwelling for sale or rent
- RESPA Disclosures
Mortgage-related charges to be disclosed under the Real Estate Settlement Procedures Act (RESPA)
- The Borrower’s Debt-to-Income Ratio and Ability to Repay
Analyzing a borrower’s ability to pay by considering their willingness and capacity
- Additional Components of the URLA Application
Final sections of the Uniform Residential Loan Application (URLA); Declarations; Acknowledgments and agreements; Demographic information; Loan Originator Information
- URLA Section 4: Loan and Property Information
Borrower entry of information about the purpose of a mortgage and the property they intend to purchase or refinance with it.
- URLA Section 2 & 3: Financial Information
The borrower’s entry of assets, liabilities and other properties owned in the Uniform Residential Loan Application (URLA).