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Latest video published 9/3/2019
- The Power-of-Sale Provision
The mechanics of a nonjudical foreclosure sale under the power-of-sale provision contained in a trust deed or other security device.
- Word-of-the-Week: Agency Law Disclosure
Agency Law Disclosure - Restatement of agency codes and case law on agency relationships of licensees acting on behalf of one or more persons in a real estate transaction.
- Word-of-the-Week: Littoral land
Littoral land is defined as land located next to a pooled body of water, such as a lake, ocean or sea.
- The Note and Trust Deed Work Together
A note and trust deed for the same transaction – one contract to be read mutually
- Repayment Variations: Shared Appreciation Mortgage
The buyer’s payment of fixed interest as a floor rate, plus a percentage of the property’s appreciated value as additional contingent interest.
- Word-of-the-Week: Covenants, conditions & restrictions (CC&Rs)
Covenants, conditions and restrictions (CC&Rs) are recorded rules, limitations and restrictions on use mutually agreed to by all property owners in a subdivision or common interest development.
- Repayment Variations: Graduated Payment Mortgage and All-Inclusive Trust Deed
Critical mechanics of the graduated payment mortgage and all-inclusive trust deed (AITD).
- Word-of-the-Week: Balloon payment
Balloon payment - any final payment on a note greater than twice any of the prior six regularly scheduled payments.
- Repayment Variations: Adjustable Rate Mortgage
Periodic adjustments to the interest rate under an adjustable rate mortgage (ARM).
- Word-of-the-Week: Hypothecation
Hypothecation is defined as the pledge of something as security without the necessity of giving up possession.
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