Click any image below to view the video.
Latest video published 9/3/2019
- Repayment Variations: Graduated Payment Mortgage and All-Inclusive Trust Deed

Critical mechanics of the graduated payment mortgage and all-inclusive trust deed (AITD).
- Word-of-the-Week: Balloon payment

Balloon payment - any final payment on a note greater than twice any of the prior six regularly scheduled payments.
- Repayment Variations: Adjustable Rate Mortgage

Periodic adjustments to the interest rate under an adjustable rate mortgage (ARM).
- Word-of-the-Week: Hypothecation

Hypothecation is defined as the pledge of something as security without the necessity of giving up possession.
- Word-of-the-Week: Conflict of Interest

A conflict of interest is when a broker or their agent has a competing professional or personal bias which hinders their ability to fulfill their fiduciary duties.
- Straight Notes

Use of a straight note to call for the entire amount of principal to be paid in a single lump sum due at the end of a period of time.
- Installment Notes: Interest-Included and Interest-Extra

Use of interest-included and interest-extra installment notes to set the repayment schedule of debt.
- Word-of-the-Week: Appraisal

An appraisal is an individual's opinion or estimate of a property's value on a specific date, reduced to writing in an appraisal report.
- Introduction to Promissory Notes

Types of promissory notes and the function of usury law to prevent exorbitant interest rates and bad lender behavior.
- Word-of-the-Week: Force Majeure

Force majeure is an unanticipated event which renders a transaction participant unable to fill their contractual obligations.

















